1701 Chip It Way, Sebring, FL 33872 Property Records

Highlands County property record for 1701 Chip It Way, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,526 sqft · built 1993
Lot Size	0.496 acres (21,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$363,000 (Dec 2023)
Tax Bill	$428 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`C344802400003010`

Property Details

APN / Parcel Number

Primary APN	`C344802400003010`
Alternative APN	`C-34-34-28-024-0000-3010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,016 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,617 sqft (0.496 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Finished
Garage Area	534 sqft
Driveway	Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	486 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802400003010
Street Address	1701 CHIP IT WAY
City	SEBRING
State	FL
Zip	33872-3867
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 4 PB 14 PG 78 LOT 301
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 4
Legal Lot Number	301
Legal Unit	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4040
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1701 CHIP IT WAY, SEBRING, FL 33872-3867
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Mar 7, 2019	Warranty Deed, Transfer HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Dec 29, 2023 · Amount on Record
Deed Document Number	0002184182
Deed Book / Page	3018 / 601
Last Transfer Date	Jul 18, 2025
Transfer Doc	0002269838
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 29, 2023
Property Address	1701 CHIP IT WAY, SEBRING, FL 33872-3867
Document Number	0002184182
Book / Page	3018 / 601
Map Reference	MB 14 PG 78
Instrument Date	Dec 29, 2023
Instrument	2184182
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,541.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 DUFFER LOOP, SEBRING, FL 33872-3859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 CHIP IT WAY, SEBRING, FL 33872-3867

Mortgage

Document Number	0003018603
Date	Dec 29, 2023
Instrument	3018/603

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 7, 2019
Property Address	1701 CHIP IT WAY, SEBRING, FL 33872-3867
Document Number	0001931416
Book / Page	002681 / 000325
Instrument Date	Mar 6, 2019
Instrument	1931416
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGCY

Transaction

Amount	Amount Recorded
Tax	$1,459.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3260 CASHMORE RD WAUKEGAN IL 600871852, WAUKEGAN, IL 60087-1852

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,918 (-18.73%)	$269,656 (-0.8%) Land $30,000 Building $239,656
2024	$428.00 (-88.34%)
2023	$3,672.00 (+8.7%)	$271,823 (+15.21%) Land $28,000 Building $243,823	$271,823 (+15.21%) Land $28,000 Building $243,823
2022	$3,378.00	$235,943 Land $28,000 Building $207,943	$235,943 Land $28,000 Building $207,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Chip It Way

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