1701 Charles St, Rockford, IL 61104 Property Records

Winnebago County property record for 1701 Charles St, Rockford, IL 61104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,650 sqft · built 1900
Lot Size	0.8 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$30,000 (Jun 2019)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Jun 2019 Sale May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`205B905A`

Property Details

APN / Parcel Number

Primary APN	`205B905A`
Alternative APN	`1125180001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,413 sqft
1st Floor Area	763 sqft
Basement Area	763 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,485 sqft (0.8 acres)
Lot Dimensions	89 ft deep x 43 ft wide
Terrain	Rolling
View / Lot	Traffic
Garage Type	Detached
Garage Area	180 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	205B905A
Street Address	1701 CHARLES ST
City	ROCKFORD
State	IL
Zip	61104-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CO CLKS PLAT PT LOT 11 ASSRS PLAT SEC25-44-1 (EXC 10 FT TO CITY 85-26-1991)MOST NPT LOT 3
Legal Subdivision	CO CLKS PLAT
Legal Lot Number	11,3
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2004
Census Tract	1400

Owner

1701 Charles St is owned by a company that bought it in June 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	7065 GOLDEN EAGLE DR, LOVES PARK, IL 61111-5386
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Grant Deed, Transfer METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC
May 6, 2019	Deed of Trust, Mortgage · Line of Credit GRAND RIDGE NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Oct 30, 2013 · Amount on File
Deed Document Number	20191019462
Record Updated	Oct 29, 2026

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 7, 2019
Property Address	1701 CHARLES ST, ROCKFORD, IL 61104-2430
Document Number	0001019462
Instrument Date	Jun 6, 2019
Instrument	1019462
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7065 GOLDEN EAGLE DR LOVES PARK IL 611115386, LOVES PARK, IL 61111-5386

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	1701 CHARLES ST, ROCKFORD, IL 61104-2430
Document Number	0001020204
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1701 CHARLES ST ROCKFORD IL 611042430, ROCKFORD, IL 61104-2430

Mortgage

Document Number	0001020204
Date	Jun 14, 2019
Instrument	1020204

Lender

Name	GRAND RIDGE NAT'L BK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1701 Charles St was $1,572.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00	$17,815 Land $2,519 Building $15,296	$53,445 Land $7,557 Building $45,888
2022		$12,601 Land $1,782 Building $10,819	$37,803 Land $5,346 Building $32,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1701 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	181 (1978–2024)
Claims Outside the SFHA	12 of 181
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Floodng, Jul 2024 · 22 claims Severe Storms And Flooding, Aug 2007 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1701 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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