1701 Cayman Cove Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1701 Cayman Cove Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,341 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Nov 2022)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262630011500010010`

Property Details

APN / Parcel Number

Primary APN	`262630011500010010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,341 sqft Heated Area
Gross Area	1,813 sqft
1st Floor Area	1,341 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished
Garage Area	418 sqft
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1701 CAYMAN COVE CIR
City	SAINT CLOUD
State	FL
Zip	34772-7024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE MEADOW PB 26 PGS 126-131 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	EAGLE MEADOW
Legal Tract	115
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2022
Census Tract	43304

Owner

1701 Cayman Cove Cir is owned and occupied by an individual who bought it in November 2022.

Source: Osceola County records, as of December 11, 2025

Owner of Record	Individual Name on File
Mailing Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Sep 18, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Prior Sale	Sep 18, 2019 · Amount on File
Deed Document Number	0063171624
Deed Book / Page	6317 / 1624
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024

Mortgage

Document Number	0067171363
Date	Dec 30, 2024
Book Page	6717/1363
Instrument	2024163239

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 18, 2022
Property Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024
Document Number	0063171624
Book / Page	6317 / 1624
Map Reference	MB 26 PG 126
Instrument Date	Nov 18, 2022
Instrument	2022168155
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,611.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5107 VIOLET LN, KISSIMMEE, FL 34758-1914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024

Mortgage

Document Number	0063171626
Date	Nov 18, 2022
Instrument	6317/1626

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

September 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 18, 2019
Property Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024
Document Number	0055910331
Book / Page	5591 / 0331
Map Reference	MB 26 PG 126-131
Instrument Date	Sep 13, 2019
Instrument	2019120189
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2022
Title Company	DBA PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1701 CAYMAN COVE CIR, SAINT CLOUD, FL 34772-7024

Mortgage

Document Number	0005591333
Date	Sep 18, 2019
Instrument	5591/333

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1701 Cayman Cove Cir was $4,602 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 Homeowner's exemption	$300,000 Land $65,000 Building $235,000	$300,000 Land $65,000 Building $235,000
2023	$4,685.00 (+73.9%) Homeowner's exemption	$302,300 (+57.73%) Land $60,000 Building $242,300	$302,300 (+20.92%) Land $60,000 Building $242,300
2022	$2,694.00 Homeowner's exemption	$191,651	$250,000 Land $55,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1701 Cayman Cove Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 Cayman Cove Cir is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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