1701 49th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1701 49th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,600 sqft · built 1993
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2021)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-416-0115`

Property Details

APN / Parcel Number

Primary APN	`25-416-0115`
Alternative APNs	`25-00416-0115` `17431`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,480 sqft
Finished Basement	1,480 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	900 sqft
Driveway	Driveway
Deck Area	186 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	17431
Street Address	1701 49TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 3, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	30
Legal Subdivision	PRAIRIE WOODS ESTATES 2ND ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	SHERBURNE MN
Township / Civil Division	HAVEN
Census Block Group	1
Census Block	1016
Census Tract	30302

Owner

1701 49th St SE is owned and occupied by two individuals who bought it in November 2021.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1701 49TH ST SE, SAINT CLOUD, MN 56304-8510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Jul 20, 2016 · Amount on File
Deed Document Number	2021931552
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Nov 4, 2021
Property Address	1701 49TH ST SE, SAINT CLOUD, MN 56304-8510
Document Number	0000931552
Instrument Date	Oct 22, 2021
Instrument	931552
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS COUNTY ABSTRACT & TI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1701 49TH ST SE, SAINT CLOUD, MN 56304-8510

Mortgage

Document Number	0000931553
Date	Nov 4, 2021
Instrument	931553

Lender

Name	TRUSTONE FINANCIAL FCU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1701 49th St SE was $3,606 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Haven Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,300 (-0.25%) Land $124,800 Building $312,500	$437,300 (-0.25%) Land $124,800 Building $312,500
2025	$3,606.00	$438,400 Land $122,700 Building $315,700	$438,400 Land $122,700 Building $315,700
2023	$3,132.00	$417,000 Land $125,100 Building $291,900
2021			$417,000 Land $125,100 Building $291,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1701 49th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 49th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20