1701 11th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1701 11th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,712 sqft)
Owner	Individual Name on File
Last Sale	$194,227 (Jun 2026)
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-401-8710`

Property Details

APN / Parcel Number

Primary APN	`85-401-8710`
Alternative APNs	`85-00401-8710` `42480`

Exterior

Lot Area	7,712 sqft (0.177 acres)

Location & Zoning

Account Number	42480
Street Address	1701 11TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 87 & 1/2 OF VACATED ALLEY
Legal Range	31W
Legal Township	35N
Legal Section	01
Legal Subdivision	EAST SAINT CLOUD
Legal Block	87
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3001
Census Tract	31500

Owner

1701 11th Ave SE is owned and occupied by an individual who bought it in June 2026.

Source: Sherburne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	1701 11TH AVE SE, SAINT CLOUD, MN 56304-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Sep 26, 2019 · Amount on File
Deed Document Number	2026999071
Prior Transfer Date	Apr 17, 2009
Prior Transfer Doc	0000079309
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jun 16, 2026
Property Address	1701 11TH AVE SE, SAINT CLOUD, MN 56304-2213
Document Number	0000999071
Instrument Date	Jun 5, 2026
Instrument	2026999071
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,735.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 11TH AVE SE, SAINT CLOUD, MN 56304-2213

Mortgage

Document Number	0000999072,
Date	Jun 16, 2026
Instrument	2026999072

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1701 11TH AVE SE, SAINT CLOUD, MN 56304-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCONA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000902053
Date	Oct 8, 2020
Instrument	902053

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 26, 2019
Property Address	1701 11TH AVE SE, SAINT CLOUD, MN 56304-2213
Document Number	0000879301
Instrument Date	Sep 16, 2019
Instrument	879301
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.95
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 11TH AVE SE, SAINT CLOUD, MN 56304-2213

Mortgage

Document Number	0000879302
Date	Sep 26, 2019
Instrument	879302

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1701 11th Ave SE was $2,426.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,800 (+3.81%) Land $40,000 Building $131,800	$171,800 (+3.81%) Land $40,000 Building $131,800
2025	$2,426.00	$165,500 Land $40,000 Building $125,500	$165,500 Land $40,000 Building $125,500
2023	$1,910.00	$163,000 Land $30,000 Building $133,000
2021			$163,000 Land $30,000 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1701 11th Ave SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 11th Ave SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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