St. Louis County property record for 17003 Waterside Hts, Chesterfield, MO 63005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 6,596 sqft · built 2021 |
| Lot Size | 0.451 acres (19,663 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,450,000 (Jan 2024) |
| Tax Bill | $15,829 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18U-61-0691 |
| Primary APN | 18U-61-0691 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 6,596 sqft Living Area |
| Gross Area | 7,256 sqft |
| 1st Floor Area | 1,481 sqft |
| Basement Area | 1,225 sqft |
| Finished Basement | 1,225 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 19,663 sqft (0.451 acres) |
| Lot Dimensions | 94 ft deep x 114 ft wide |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 311 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 17003 WATERSIDE HTS |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63005-4665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FIENUP FARMS PLAT TEN LOT 163D |
| Legal Subdivision | FIENUP FARMS PLAT TEN |
| Legal Lot Number | 163D |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CHESTERFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 221629 |
17003 Waterside Hts is owner-occupied and held in a trust since January 2024.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 17003 WATERSIDE HTS, CHESTERFIELD, MO 63005-4665 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on File |
| Deed Sale | Jan 11, 2024 · Amount on File |
| Prior Sale | Oct 10, 2022 · Amount on File |
| Deed Document Number | 2024111332 |
| Prior Transfer Date | Jan 5, 2024 |
| Prior Transfer Doc | 0000000332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 17003 WATERSIDE HTS, CHESTERFIELD, MO 63005-4665 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 17003 WATERSIDE HTS, CHESTERFIELD, MO 63005-4665 |
| Document Number | 2025092900027 |
|---|---|
| Date | Sep 29, 2025 |
| Instrument | 2025092900027 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 4, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Oct 10, 2022 |
| Property Address | 17003 WATERSIDE HTS, CHESTERFIELD, MO 63005-4665 |
| Document Number | 2022101000027 |
| Map Reference | MB 368 PG 13 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022101000027 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 S NEW BALLAS RD # RD210, RD210, SAINT LOUIS, MO 63141-8703 |
| Name | Verified Name |
|---|---|
| Address | 17003 WATERSIDE HTS, CHESTERFIELD, MO 63005-4665 |
| Document Number | 2022101000028 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 2022101000028 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 17003 Waterside Hts was $15,829, up 11.7% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,460 (+32.12%) Land $67,890 Building $233,570 | $1,586,600 (+32.12%) Land $357,300 Building $1,229,300 | |
| 2025 | $15,829.00 (+11.69%) | $228,170 Land $67,890 Building $160,280 | $1,200,900 Land $357,300 Building $843,600 |
| 2024 | $14,172.00 (+2.67%) | ||
| 2023 | $13,803.00 | $199,710 Land $32,830 Building $166,880 | $1,051,100 Land $172,800 Building $878,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 17003 Waterside Hts in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 7 (1985–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | May 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17003 Waterside Hts is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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