17003 Bay Dr, Park Rapids, MN 56470 Property Records

Hubbard County property record for 17003 Bay Dr, Park Rapids, MN 56470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,540 sqft · built 2024
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Tax Bill	$1,098 (2026)
Deeds & Mortgages	Oct 2024 Construction Loan Dec 2009 Mortgage + 2 more
APN	`14.38.01400`

Property Details

APN / Parcel Number

Primary APN	`14.38.01400`
Alternative APNs	`104384` `101126` `38680`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,540 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,320 sqft
Basement Area	1,220 sqft
Finished Basement	1,220 sqft
Interior Walls	Plywood

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Mixed
Garage Area	780 sqft
Driveway	Concrete Driveway
Driveway Area	128 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	64 sqft
Shed	1 Shed
Shed Area	80 sqft
Gazebo	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	104384
Street Address	17003 BAY DR
City	PARK RAPIDS
State	MN
Zip	56470-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.52 AC HBD PINE HAVEN BEACH LOT 22 BLK A & NW1/2 OF VAC'D RD ADJ TO LOT 22 BLK A & SE1/2 OF VAC'D RD ADJ TO LOT 9 BLK A & VAC
Legal Subdivision	PINE HAVEN BEACH
Legal Block	A
Legal Lot Number	9,22
Jurisdiction	HUBBARD MN
Township / Civil Division	HUBBARD
Census Block Group	2
Census Block	2023
Census Tract	70700

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20344 HERMIT LN, PARK RAPIDS, MN 56470-5240
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2024	Deed of Trust, Mortgage · Construction Mortgage CITIZENS NATIONAL BANK OF PARK RAPIDS
Dec 29, 2009	Deed of Trust, Mortgage · Conventional Mortgage TRADES & LABER FEDERAL CREDIT UNION
May 15, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 26, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2025
Transfer Doc	0000440528
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	17003 BAY DR, PARK RAPIDS, MN 56470-6081
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000437499
Date	Oct 18, 2024
Instrument	A000437499

Lender

Name	CITIZENS NATIONAL BANK OF PARK RAPIDS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Dec 23, 2029

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	17003 BAY DR, PARK RAPIDS, MN 56470-6081
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000343934
Date	Dec 29, 2009
Instrument	A000343934

Lender

Name	TRADES & LABER FEDERAL CREDIT UNION
Address	ALBERT LEA, MN 56007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 9, 2020

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARD MN
Recording Date	May 15, 2025
Property Address	17003 BAY DR, PARK RAPIDS, MN 56470-6081
Document Number	A000440528
Instrument Date	May 15, 2025
Instrument	A000440528
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20344 HERMIT LN, PARK RAPIDS, MN 56470-5240

July 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUBBARD MN
Recording Date	Jul 26, 2006
Property Address	17003 BAY DR, PARK RAPIDS, MN 56470-6081
Document Number	A000318322
Instrument Date	Jul 26, 2006
Instrument	A000318322
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Hubbard Township
Unified School District	Park Rapids Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,098.00
2025	$1,098.00 (-19.97%)	$150,900 (+12.53%) Land $27,000 Building $123,900	$150,900 (+12.53%) Land $27,000 Building $123,900
2022	$1,372.00	$134,100 Land $32,000 Building $102,100	$134,100 Land $32,000 Building $102,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 77% of Minnesota
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Cable · Fiber in parts of the area	1,000 / 50

May also be available: Paul Bunyan Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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