Bay County property record for 17000 Hernando Ave, Panama City Beach, FL 32413 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,578 sqft · built 1962 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $516 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33440-000-000 |
| Primary APN | 33440-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,578 sqft Heated Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 1,578 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plywood |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 131 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 528 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 17000 HERNANDO AVE |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-2336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EL CENTRO BEACH LOT 9 BLK 10 OB 921 P 763 MAP-29B3 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 19 |
| Legal Subdivision | EL CENTRO BEACH |
| Legal Block | 10 |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 2703 |
Source: Bay County records · APN 33440-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17000 HERNANDO AVE, PANAMA CITY BEACH, FL 32413-2336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 1998 |
| Deed Sale | Apr 20, 1998 |
| Deed Document Number | 0001786263 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $516.00 (-26.6%) Homeowner's exemption | $85,438 (+5.99%) | $274,545 (+12.18%) Land $187,660 Building $86,885 |
| 2023 | $703.00 (+14.31%) Homeowner's exemption | $80,612 (+7.52%) | $244,739 (+18.63%) Land $162,030 Building $82,709 |
| 2022 | $615.00 Homeowner's exemption | $74,977 | $206,309 Land $146,630 Building $59,679 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050027032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 202 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,183 units insured 1,981 under condo master policies |
| Nearby Flood Claims | 220 (1982–2020) |
| Claims Outside the SFHA | 127 of 220 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 395 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: WOW Internet, Cable & Phone. Availability varies by address; speeds are provider-advertised maximums, not measured.
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