DeSoto County property record for 1700 Thomas St, Horn Lake, MS 38637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,193 sqft · built 1999 |
| Lot Size | 0.134 acres (5,877 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-1-02-18-0-00036-00 |
| Primary APN | 2-08-1-02-18-0-00036-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,877 sqft (0.134 acres) |
| Lot Dimensions | 145 ft deep x 40 ft wide |
| Patio Area | 100 sqft |
| Street Address | 1700 THOMAS ST |
|---|---|
| City | HORN LAKE |
| State | MS |
| Zip | 38637-3325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | RIVER OAKS S-D SEC A LOT 36 |
| Legal Range | 08 |
| Legal Township | 02 |
| Legal Section | 02 |
| Legal Subdivision | RIVER OAKS S-D |
| Legal Lot Number | 36 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 70322 |
1700 Thomas St is owned and occupied by two individuals.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1700 THOMAS ST, HORN LAKE, MS 38637-3325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000366727 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 20, 2026 |
| Property Address | 1700 THOMAS ST, HORN LAKE, MS 38637-3325 |
| Document Number | 5663081841 |
| Book / Page | 5663 / 81841 |
| Instrument Date | Jul 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1700 THOMAS ST, HORN LAKE, MS 38637-3325 |
| Document Number | 5663081841, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 5663/81841 |
| Name | RESIDENTIAL LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1700 Thomas St was $967.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Horn Lake City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 | $10,022 Land $1,800 Building $8,222 | $100,224 Land $18,000 Building $82,224 |
| 2023 | $812.00 | $7,467 | $74,674 Land $18,000 Building $56,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1700 Thomas St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 32 (1978–2024) |
| Claims Outside the SFHA | 12 of 32 |
| Most Recent Claim | Dec 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1700 Thomas St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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