1700 E 11th St, Panama City, FL 32401 Property Records

Bay County property record for 1700 E 11th St, Panama City, FL 32401

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	7,800 sqft · built 1973
Lot Size	0.835 acres (36,372 sqft)
Owner	Company Name on File
Last Sale	$90,000 (Apr 2020)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Feb 2023 Re-recorded Document Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16394-000-000`

Property Details

APN / Parcel Number

Primary APN	`16394-000-000`

Interior

Total Rooms	12 Rooms
Stories	1 Story
Building Area	7,800 sqft Gross Area
1st Floor Area	7,800 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	36,372 sqft (0.835 acres)
Lot Dimensions	130 ft deep x 280 ft wide
Garage Type	Detached
Garage Area	2,100 sqft
Driveway	Driveway
Driveway Area	420 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1700 E 11TH ST
City	PANAMA CITY
State	FL
Zip	32401-4439
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	PC09
Legal Description	KELLYS ADD 105A3 LOTS 1,2,3,4 & 5 BLK 1 ORB 4653 P 2236
Legal Range	14W
Legal Township	04S
Legal Section	03
Legal Subdivision	KELLYS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2017
Census Tract	1700

Owner

1700 E 11th St is owned by a company that acquired it in December 2022.

Source: Bay County records, as of January 5, 2026

Owner of Record	Company Name on File
Mailing Address	1700 E 11T ST, PANAMA CITY, FL 32401
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Re-recorded Document WATERSOUND CLOSINGS & ESCROW LLC, WATERSOUND CLOSINGS & ESCROW
Jan 17, 2023	Correction Deed · Line of Credit WHITNEY BANK
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 27, 2020	Warranty Deed, Transfer · Line of Credit WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2020 · Amount on File
Deed Sale	Apr 27, 2020 · Amount on File
Deed Document Number	202028171
Deed Book / Page	4246 / 646
Last Transfer Date	Dec 14, 2022
Transfer Doc	0046532236
Record Updated	Sep 20, 2026

February 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BAY FL
Recording Date	Feb 2, 2023
Property Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439
Document Number	0046532236
Book / Page	4653 / 2236
Map Reference	MB 7 PG 83
Instrument Date	Dec 14, 2022
Instrument	2023006572
Record Updated	Feb 23, 2023
Title Company	WATERSOUND CLOSINGS & ESCROW LLC, WATERSOUND CLOSINGS & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAY FL
Recording Date	Jan 17, 2023
Property Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439
Document Number	0046481427
Book / Page	4648 / 1427
Map Reference	MB 7 PG 83
Instrument Date	Dec 14, 2022
Instrument	2023002681
Record Updated	Feb 10, 2023
Title Company	WATERSOUND CLOSINGS & ESCROW LLC, WATERSOUND CLOSINGS & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439

Mortgage

Document Number	0046481429
Date	Jan 17, 2023
Instrument	4648/1429

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jul 21, 2020
Property Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439
Document Number	0042761847
Book / Page	004276 / 001847
Instrument Date	Jul 20, 2020
Instrument	47391
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 E 11TH ST PANAMA CITY BEACH FL 324014439, PANAMA CITY BEACH, FL 32401-4439

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 27, 2020
Property Address	1700 E 11TH ST, PANAMA CITY, FL 32401-4439
Document Number	0042460646
Book / Page	4246 / 646
Instrument	2020028171
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E11TH ST, 1700, PANAMA CITY, FL 32401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 BRENAU TER, PANAMA CITY, FL 32405-3612
Investor	Possibly a Property Investor

Mortgage

Document Number	0042460648
Date	Apr 27, 2020
Instrument	4246/0648

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1700 E 11th St was $3,161, down 30.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,161.00 (-30.34%) Additional exemption filed	$200,198 Land $53,760 Building $146,438	$200,198 Land $53,760 Building $146,438
2024	$4,538.00 (+33.94%)
2023	$3,388.00 (+101.79%) Additional exemption filed	$196,076 (+110.16%) Land $53,760 Building $142,316	$196,076 (+110.16%) Land $53,760 Building $142,316
2022	$1,679.00 Additional exemption filed	$93,298 Land $53,760 Building $39,538	$93,298 Land $53,760 Building $39,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1700 E 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1700 E 11th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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