1700 Co Rd 102, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 1700 Co Rd 102, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1968
Lot Size	0.691 acres (30,086 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2026)
Tax Bill	$2,593 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-09-06-24-0-000-037.000`

Property Details

APN / Parcel Number

Primary APN	`13-09-06-24-0-000-037.000`
Alternative APNs	`ALT APN:0906240000037000` `216970` `3940`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,086 sqft (0.691 acres)

Exterior Amenities

Porch	Patio
Porch Area	432 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	216970
Street Address	1700 COUNTY ROAD 102
City	CEDAR BLUFF
State	AL
Zip	35959-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 6 LITTLE RIVER BAY JOHNSON S/D, PB 6/9
Legal Range	09E
Legal Township	09S
Legal Section	24
Legal Subdivision	LITTLE RIVER BAY JOHNSTON
Legal Block	6
Legal Lot Number	3
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3051
Census Tract	955702

Owner

1700 Co Rd 102 is owned by two individuals who bought it in May 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 BISHOP FARM WAY NW, HUNTSVILLE, AL 35806-6002
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORPORATION
Feb 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ALABAMA TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2026 · Amount on File
Deed Sale	May 26, 2026 · Amount on File
Prior Sale	Jul 29, 2025 · Amount on File
Deed Document Number	2026243918
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 26, 2026
Property Address	1700 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3312
Document Number	0000243918
Instrument Date	May 21, 2026
Instrument	2026243918
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 BISHOP FARM WAY NW, HUNTSVILLE, AL 35806-6002

Mortgage

Document Number	0000243919,
Date	May 26, 2026
Instrument	2026243919

Lender

Name	SWBC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 21, 2023
Property Address	1700 COUNTY ROAD 102, CEDAR BLUFF, AL 35959-3312
Document Number	0000228083
Map Reference	PB 6 PG 9
Instrument Date	Feb 16, 2023
Instrument	228083
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	685 N RIVER RD NE, ROME, GA 30161-7319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 COCHRAN SPRINGS RD, OHATCHEE, AL 36271-6896

Mortgage

Document Number	0000228084
Date	Feb 21, 2023
Instrument	228084

Lender

Name	ALABAMA TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1700 Co Rd 102 was $2,593, up 18.5% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,593.00 (+18.46%)
2025	$2,189.00 (+6.37%)	$47,680 (+38.36%) Land $32,100 Building $15,580	$260,700 (+6.36%) Land $160,500 Building $100,200
2024	$2,058.00 (+107.67%)	$34,460 (+14.64%) Land $30,000 Building $4,460	$245,100 (+63.07%) Land $150,000 Building $95,100
2023	$991.00	$30,060 (+82.62%)	$150,300 (-36.31%) Land $150,000 Building $300
2022	$991.00	$16,460 Land $15,000 Building $1,460	$236,000 Land $150,000 Building $86,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1700 Co Rd 102 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1700 Co Rd 102 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
TDS Telecom DSL	25 / 5

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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