Albemarle County property record for 1700 Bent Tree Ct, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,034 sqft · built 1991 |
| Lot Size | 0.339 acres (14,767 sqft) |
| Owner | Company Name on Record |
| Last Sale | $327,000 (May 2014) |
| Tax Bill | $5,435 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090C1-01-00-07500 |
| Primary APN | 090C1-01-00-07500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,034 sqft Finished Area |
| Attic | Attic |
| Attic Area | 320 sqft |
| Basement Area | 1,166 sqft |
| Finished Basement | 1,068 sqft |
| Unfinished Basement | 98 sqft |
| Family Room | Family Room |
| Flooring | Parquet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 14,767 sqft (0.339 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 444 sqft |
| Patio Area | 616 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 1700 BENT TREE CT |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED RE |
| Legal Description | MILL CREEK 6 75 PH-II |
| Legal Subdivision | MILL CREEK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11301 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1700 BENT TREE CT, CHARLOTTESVILLE, VA 22902-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Unknown STIFEL BANK & TRUST |
| Apr 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on Record |
| Deed Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 20144374 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1700 BENT TREE CT, CHARLOTTESVILLE, VA 22902-7231 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1700 BENT TREE CT, CHARLOTTESVILLE, VA 22902-7231 |
| Document Number | 202200010973 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 202200010973 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1700 BENT TREE CT, CHARLOTTESVILLE, VA 22902-7231 |
| Document Number | 0000004997 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1700 BENT TREE CT CHARLOTTESVILLE VA 229027231, CHARLOTTESVILLE, VA 22902-7231 |
| Document Number | 0000004997 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 005310/000382 |
| Instrument | 4997 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,435.00 (+7.77%) | $607,900 (+7.75%) Land $200,000 Building $407,900 | $607,900 (+7.75%) Land $200,000 Building $407,900 |
| 2025 | $5,043.00 (+15.69%) | $564,200 (+10.52%) Land $144,000 Building $420,200 | $564,200 (+10.52%) Land $144,000 Building $420,200 |
| 2023 | $4,359.00 | $510,500 Land $144,000 Building $366,500 | $510,500 Land $144,000 Building $366,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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