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1700 4th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1700 4th Ave E, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,260 sqft · built 1955
Lot Size0.247 acres (10,800 sqft)
OwnerIndividual Name on File
Tax Bill$3,012 (2024)
Deeds & MortgagesApr 2019 Refinance
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN963607202004

Property Details

APN / Parcel Number

Primary APN963607202004
Alternative APN
  • 64096360720200400

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Basement Area1,260 sqft
Finished Basement650 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Lot Area10,800 sqft (0.247 acres)
Lot Dimensions150 ft deep x 72 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Water SourceCommercial

Location & Zoning

Old Parcel Number64096360720200400
Street Address1700 4TH AVE E
CitySPENCER
StateIA
Zip51301-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPENCER RESID
Legal DescriptionALL 4 2 TRIPP N 12' 5 2 TRIPP
Legal Range36
Legal Township17
Legal Section07
Legal SubdivisionTRIPP'S ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3003
Census Tract80200

Owner

Source: Clay County records · APN 963607202004

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1700 4TH AVE E, SPENCER, IA 51301-2347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
IOWA STATE BANK
Feb 20, 2019Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 20, 2019
Transfer Doc2019/425
Record UpdatedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY IA
Property Address1700 4TH AVE E, SPENCER, IA 51301-2347
Transaction TypeMortgage
Record UpdatedJun 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/972
DateApr 24, 2019
Book Page2019/972
Instrument972
Lender
NameIOWA STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY IA
Recording DateFeb 20, 2019
Property Address1700 4TH AVE E, SPENCER, IA 51301-2347
Document Number2019/425
Book / Page2019 / 425
Instrument DateFeb 18, 2019
Instrument425
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1700 4TH AVE E, SPENCER, IA 51301-2347

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$181,690 (+10.44%) Land $29,380 Building $152,310$181,690 (+10.44%) Land $29,380 Building $152,310
2024$3,012.00 (+6.13%)
2023$164,510 (+18.17%) Land $20,560 Building $143,950$164,510 (+18.17%) Land $20,560 Building $143,950
2022$2,838.00 Homeowner's exemption$139,210 Land $20,560 Building $118,650
2021$139,210 Land $20,560 Building $118,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spencer Municipal Communications Utility
Fiber		1,000 / 1,000
Mediacom Communications
Cable · Fiber in parts of the area		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband, Verizon.

Based on FCC filings for 363 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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