Middlesex County and Watertown City property record for 170 Worcester St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,380 sqft · built 1930 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $188,000 (Nov 1994) |
| Tax Bill | $10,444 (2026) |
| Deeds & Mortgages | Sep 2022 Line of Credit Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15650-06 |
| Primary APN | 15650-06 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 2,431 sqft |
| Basement Area | 810 sqft |
| Unfinished Basement | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5704 |
|---|---|
| Street Address | 170 WORCESTER ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-1862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Block | 13 |
| Legal Lot Number | 82 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 370202 |
170 Worcester St is owned and occupied by an individual who bought it in November 1994.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 170 WORCESTER ST, WATERTOWN, MA 02472-1862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Sep 16, 2020 | Deed of Trust, Mortgage · Line of Credit DIGITAL EMP FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 1994 · Amount on File |
| Deed Sale | Nov 29, 1994 · Amount on File |
| Prior Sale | May 15, 1989 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 170 WORCESTER ST, WATERTOWN, MA 02472-1862 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001924024 |
|---|---|
| Date | Sep 29, 2022 |
| Instrument | 1924024 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Oct 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 170 WORCESTER ST, WATERTOWN, MA 02472-1862 |
| Document Number | 0001855269 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 170 WORCESTER ST WATERTOWN MA 024721862, WATERTOWN, MA 02472-1862 |
| Document Number | 0001855269 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 1855269 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 4, 2060 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 170 Worcester St was $10,444, up 6.1% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,444.00 (+6.08%) | $856,100 (+1.57%) Land $520,300 Building $335,800 | $779,570 (-) |
| 2025 | $9,845.00 (+10.04%) | $842,900 (+10.23%) Land $520,300 Building $322,600 | $779,570 |
| 2024 | $8,947.00 (-8.37%) | $764,700 (+6.36%) Land $491,600 Building $273,100 | |
| 2023 | $9,764.00 | $719,000 Land $470,300 Building $248,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Worcester St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 170 Worcester St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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