170 Windy Oaks Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 170 Windy Oaks Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,235 sqft · built 1982
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,500 (Apr 1997)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`024-126.01`

Property Details

APN / Parcel Number

Primary APN	`024-126.01`
Alternative APNs	`024 012601000` `086024 12601` `000006251`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Units	2 Units
Stories	2 Stories
Building Area	2,235 sqft Living Area
Gross Area	3,311 sqft
1st Floor Area	1,328 sqft
Upper Floors Area	655 sqft
Basement Area	1,328 sqft
Finished Basement	252 sqft
Unfinished Basement	1,076 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	93,654 sqft (2.15 acres)
Terrain	Rolling

Exterior Amenities

Pool Area	648 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	336 sqft
Deck Area	344 sqft
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	170 WINDY OAKS RD
City	ERWIN
State	TN
Zip	37650-9232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAUN
Legal Subdivision	HAUN
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	3
Census Block	3022
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 WINDY OAKS RD, ERWIN, TN 37650-9232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 1997 · Amount on Record
Deed Sale	Apr 3, 1997 · Amount on Record
Prior Sale	Oct 30, 1992 · Amount on Record
Deed Book / Page	180 / 390
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	170 WINDY OAKS RD, ERWIN, TN 37650-9232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433725
Date	Jun 1, 2020
Book Page	433/725
Instrument	20000940

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2030

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00	$64,550 (-) Land $20,025 Building $44,525	$258,200 (-) Land $80,100 Building $178,100
2023		$64,550 (-) Land $20,025 Building $44,525
2022	$1,517.00	$64,550 Land $20,025 Building $44,525	$258,200 Land $80,100 Building $178,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2018 · other causes
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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