St. Johns County property record for 170 Watervale Dr, Saint Augustine, FL 32092 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,221 sqft · built 2020 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $363,947 (Dec 2020) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026552-0070 |
| Primary APN | 026552-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| Gross Area | 2,681 sqft |
| 1st Floor Area | 1,746 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 170 WATERVALE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100/48-61 HOLLY FOREST LOT 7 OR5122/196 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 30 |
| Legal Subdivision | HOLLY FOREST |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20907 |
Source: St. Johns County records · APN 026552-0070
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Aug 05, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 21, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Nov 09, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2020 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2020 · Amount on Record |
| Deed Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 2020112983 |
| Deed Book / Page | 5122 / 196 |
| Last Transfer Date | Jul 30, 2026 |
| Transfer Doc | 0000067076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 05, 2026 |
| Property Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Document Number | 0000067076 |
| Book / Page | 6415 / 801 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202667076 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Document Number | 0057261191 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 5726/1191 |
| Instrument | 2023020776 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 170 WATERVALE DR, ST AUGUSTINE, FL 32092-1768 |
| Document Number | 0054151896 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 5415/1896 |
| Instrument | 2021122040 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Document Number | 0051220196 |
| Book / Page | 5122 / 196 |
| Map Reference | MB 100 PG 48-61 |
| Instrument Date | Dec 07, 2020 |
| Instrument | 2020112983 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 170 WATERVALE DR, SAINT AUGUSTINE, FL 32092-1768 |
| Document Number | 0005122198 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 5122/198 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,291 (+2.7%) | $414,637 (-3%) Land $110,000 Building $304,637 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $357,635 (+2.9%) | $427,478 (+0.88%) Land $110,000 Building $317,478 |
| 2024 | $254.00 (-93.61%) Disabled Person's exemption Veteran's exemption | $347,556 (+3%) | $423,730 (+8.25%) Land $110,000 Building $313,730 |
| 2023 | $3,974.00 (+2.93%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $337,433 (+3%) | $391,453 (+4.93%) Land $95,000 Building $296,453 |
| 2022 | $3,861.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $327,605 | $373,062 Land $89,600 Building $283,462 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 81 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 391 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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