170 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 170 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,529 sqft · built 2000
Lot Size	0.139 acres (6,046 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Dec 2005)
Tax Bill	$2,143 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`154-07-03-021`

Property Details

APN / Parcel Number

Primary APN	`154-07-03-021`
Alternative APN	`R0042101`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,529 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,046 sqft (0.139 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042101
Street Address	170 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 13 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	13
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

170 Two Pond Loop is owned and occupied by an individual who bought it in December 2005.

Source: Dorchester County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	170 TWO POND LOOP, LADSON, SC 29456-6916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Oct 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 23, 2018	Grant Deed, Transfer CERTAINTY HM LNS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2005 · Amount on File
Deed Sale	Dec 20, 2005 · Amount on File
Prior Sale	Oct 16, 2002 · Amount on File
Deed Book / Page	5101 / 231
Prior Transfer Date	Nov 23, 1999
Prior Transfer Doc	3278000079
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Recording Date	Sep 24, 2026
Property Address	170 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	0000023212
Book / Page	16872 / 158
Instrument Date	Aug 31, 2026
Instrument	202623212
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 TWO POND LOOP, LADSON, SC 29456-6916

Mortgage

Document Number	0000023212,
Date	Sep 24, 2026
Book Page	16872/158
Instrument	202623212

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	279 Months
Due	Dec 1, 2049

Interest

Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	170 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 TWO POND LOOP, LADSON, SC 29456-6916

Mortgage

Document Number	0144400273
Date	Oct 25, 2022
Book Page	14440/273
Instrument	2022026994

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Dec 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	170 TWO POND LOOP, LADSON, SC 29456-6916
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	132880332
Date	Apr 20, 2021
Book Page	13288/332
Instrument	2021012370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Dec 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	170 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	2154/0161
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	2154/0161
Date	Oct 30, 2019
Book Page	012154/000161
Instrument	27445

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Feb 23, 2018
Property Address	170 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	1232/0208
Book / Page	011232 / 000208
Instrument Date	Feb 15, 2018
Instrument	4345
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 TWO POND LOOP LADSON SC 294566916, LADSON, SC 29456-6916

Mortgage

Document Number	1232/0212
Date	Feb 23, 2018
Book Page	011232/000212
Instrument	4346

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 170 Two Pond Loop was $2,143.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00	$11,952 Land $4,560 Building $7,392	$298,796 Land $114,000 Building $184,796
2024	$2,143.00 (+10.12%)
2023	$1,946.00 (+2.42%)	$7,386 (-0.05%) Land $1,600 Building $5,786	$184,647 (-) Land $40,000 Building $144,647
2022	$1,900.00	$7,390 Land $1,600 Building $5,790	$184,647 Land $40,000 Building $144,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 170 Two Pond Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Two Pond Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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