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170 Steeple Point Dr, Defiance, MO 63341 Property Records

St. Charles County property record for 170 Steeple Point Dr, Defiance, MO 63341

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,283 sqft · built 2022
Lot Size5.15 acres (224,334 sqft)
Owner2 Individual Names on File
Last Sale$624,180 (Jul 2022)
Tax Bill$8,627 (2025)
Deeds & MortgagesJul 2022 Construction Loan
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APNT221300018

Property Details

APN / Parcel Number

Primary APNT221300018
Alternative APN
  • 3-0071-D158-00-0008.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,283 sqft Living Area
Gross Area6,566 sqft
1st Floor Area3,283 sqft
Basement Area3,283 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialBrick
Lot Area224,334 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT221300018
Street Address170 STEEPLE POINT DR
CityDEFIANCE
StateMO
Zip63341-6700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEEPLE ROCK POINT LOT 8
Legal SubdivisionSTEEPLE ROCK POINT
Legal Lot Number8
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group4
Census Block4000
Census Tract312204

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address170 STEEPLE POINT DR, DEFIANCE, MO 63341-6700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Intrafamily Transfer, Transfer · Construction Mortgage
US BANK NA
Dec 9, 2021Warranty Deed, Transfer
INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2022 · Amount on File
Deed SaleJul 27, 2022 · Amount on File
Deed Document Number202241755
Prior Transfer DateJul 22, 2022
Prior Transfer Doc0000041755
Record UpdatedOct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJul 27, 2022
Property Address170 STEEPLE POINT DR, DEFIANCE, MO 63341-6700
Document Number0000041755
Map ReferenceDOC 2021R-092866
Instrument DateJul 22, 2022
Instrument2022R-041755
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4838 GRCCNBURG DRIVE, SAINT PETERS, MO 63304-7547

Mortgage

Document Number0000041756
DateJul 27, 2022
Instrument2022R-041756
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateDec 9, 2021
Property Address170 STEEPLE POINT DR, DEFIANCE, MO 63341-6700
Document Number0000099550
Map ReferenceDOC 2021R-092866
Instrument DateDec 2, 2021
Instrument2021R-099550
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 MARIE LN, WALLINGFORD, CT 06492-1935

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4838 GREENBURG DR, SAINT PETERS, MO 63304-7547

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$150,713 (+4.59%)$793,220 (+4.59%) Land $100,425 Building $692,795
2025$8,627.00$144,099 (+500.36%)$758,412 (+500.38%) Land $100,425 Building $657,987
2023$24,002
2022$126,323 Land $83,688 Building $42,635

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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