Douglas County property record for 170 Spring St, Gardiner, OR 97441 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 741 sqft · built 1920 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 21-12W-22DC-01100 |
| Primary APN | 21-12W-22DC-01100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 741 sqft Living Area |
| 1st Floor Area | 741 sqft |
| Attic Area | 372 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 84 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 198 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | R64156 |
|---|---|
| Street Address | 170 SPRING ST |
| City | GARDINER |
| State | OR |
| Zip | 97441-0165 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDINER, BLOCK 2, LOT PT 4, ACRES 0.05 |
| Legal Range | 12W |
| Legal Township | 21S |
| Legal Section | 22 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | GARDINER |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | DOUGLAS OR |
| Township / Civil Division | REEDSPORT |
| Census Block Group | 1 |
| Census Block | 1170 |
| Census Tract | 10000 |
Source: Douglas County records · APN 21-12W-22DC-01100
Assessment roll updated September 30, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 170 SPRING ST, GARDINER, OR 97441-0165 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG |
| Oct 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 |
| Deed Sale | Mar 29, 2021 |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Document Number | 2021-007140 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 170 SPRING ST, GARDINER, OR 97441-0165 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 170 SPRING ST, GARDINER, OR 97441-0165 |
| Document Number | 0000014297 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025-014297 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Property Address | 170 SPRING ST, GARDINER, OR 97441-0165 |
| Document Number | 0000007154 |
| Instrument Date | Mar 23, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO/OR |
| Name | Verified Name |
|---|---|
| Address | 170 SPRING ST GARDINER OR 974410165, GARDINER, OR 97441-0165 |
| Document Number | 0000007154 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 7154 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 28, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS OR |
| Recording Date | Oct 17, 2018 |
| Property Address | 170 SPRING ST, GARDINER, OR 97441-0165 |
| Document Number | 0000016801 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 2018-016801 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | TICOR TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 170 SPRING ST, GARDINER, OR 97441-0165 |
| Document Number | 0000016802 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 2018-016802 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Douglas County records · Assessment roll updated September 30, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Douglas County |
| Unified School District | Reedsport School District 105 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,257.00 (+2.95%) | $77,788 (+3%) | $229,447 (+6.49%) Land $95,340 Building $134,107 |
| 2024 | $1,221.00 (+2.86%) | $75,523 (+3%) | $215,469 (+4.69%) Land $89,460 Building $126,009 |
| 2023 | $1,187.00 (+3.04%) | $73,324 (+6.09%) | $205,812 (+96.99%) Land $89,040 Building $116,772 |
| 2022 | $1,152.00 | $69,116 | $104,478 Land $47,460 Building $57,018 |
Source: FEMA National Flood Hazard Layer, Douglas County (41019C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410190100001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 36 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 36 in force 26 of 36 on primary residences |
| Nearby Flood Claims | 17 (1996–2012) |
| Claims Outside the SFHA | 6 of 17 |
| Most Recent Claim | Jan 2012, river or lake flooding, Severe Winter Storm, Flooding, Landslides, And Mudslides |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 6% of Oregon |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Gardiner Historic District listed 1994 · 33 contributing resources · NRIS 93000003 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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