Madison County property record for 170 Spring Circle Rd, Berea, KY 40403
| Property Type | Duplex |
|---|---|
| Details | 1,872 sqft |
| Lot Size | 0.221 acres (9,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Aug 2023) |
| Tax Bill | $990 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B01A-0001-0011 |
| Primary APN | B01A-0001-0011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,872 sqft Living Area |
| Architectural Style | Duplex Single |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,658 sqft (0.221 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 47237 |
|---|---|
| Street Address | 170 SPRING CIRCLE RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9506 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SPRING CIRCLE ESTS LOT 10-11 |
| Legal Subdivision | SPRING CIRCLE |
| Legal Lot Number | 10-11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11401 |
Source: Madison County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5095 MORAN SUMMITT RD, PAINT LICK, KY 40461-9710 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit BANK |
| Aug 18, 2023 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS GUARANTY BANK |
| Aug 2, 2017 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on Record |
| Deed Sale | Aug 18, 2023 · Amount on Record |
| Deed Document Number | 202314162457 |
| Deed Book / Page | 842 / 328 |
| Last Transfer Date | Aug 19, 2024 |
| Transfer Doc | 00D856/448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 170 SPRING CIRCLE RD, BEREA, KY 40403-9506 |
| Document Number | 0014367533 |
| Book / Page | 2491 / 465 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202614367533 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE & ESCROW SE |
| Name | Verified Name |
|---|---|
| Address | 5095 MORAN SUMMITT RD, PAINT LICK, KY 40461-9710 |
| Document Number | 0014367533, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 2491/465 |
| Instrument | 202614367533 |
| Name | BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Aug 6, 2029 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 18, 2023 |
| Property Address | 170 SPRING CIRCLE RD, BEREA, KY 40403-9506 |
| Document Number | 00D842/328 |
| Book / Page | D842 / 328 |
| Map Reference | MB 9 PG 159 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 2014162457 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 CHARLIE NORRIS RD, RICHMOND, KY 40475-9212 |
| Name | Verified Name |
|---|---|
| Address | 5095 MORAN SUMMITT RD, PAINT LICK, KY 40461-9710 |
| Document Number | 2014162458 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2014162458 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 17, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 2, 2017 |
| Property Address | 170 SPRING CIRCLE RD, BEREA, KY 40403-9506 |
| Document Number | D00748/286 |
| Book / Page | D00748 / 286 |
| Map Reference | MB9 PG159 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 2013962543 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 388 CHARLIE NORRIS RD, RICHMOND, KY 40475-9212 |
| Name | Verified Name |
|---|---|
| Address | 388 CHARLIE NORRIS RD, RICHMOND, KY 40475-9212 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $990.00 (+13.92%) | $105,000 (+17.19%) | $105,000 (+17.19%) |
| 2023 | $869.00 (-0.23%) | $89,600 (-) | $89,600 (-) |
| 2022 | $871.00 | $89,600 | $89,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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