Bergen County and Ridgewood Village property record for 170 Spencer Pl, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft · built 1935 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $17,730 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-02302-0000-00001 |
| Primary APN | 51-02302-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,740 sqft Living Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 170 SPENCER PL |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .258 AC |
| Legal Block | 2302 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 47400 |
170 Spencer Pl is owned and occupied by an individual who acquired it in December 2016.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 170 SPENCER PL, RIDGEWOOD, NJ 07450-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 2, 2016 |
| Transfer Doc | 0024751869 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 170 Spencer Pl was $17,730, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $613,500 (-) Land $388,100 Building $225,400 | $613,500 (-) Land $388,100 Building $225,400 | |
| 2025 | $17,730.00 (+0.73%) | $613,500 Land $388,100 Building $225,400 | $613,500 Land $388,100 Building $225,400 |
| 2024 | $17,601.00 | ||
| 2023 | $613,500 Land $388,100 Building $225,400 | $613,500 Land $388,100 Building $225,400 | |
| 2022 | $16,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Spencer Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Spencer Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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