170 Shepard Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 170 Shepard Rd, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,308 sqft · built 1972
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Feb 2024)
Tax Bill	$5,580 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`575-03818-170`

Property Details

APN / Parcel Number

Primary APN	`575-03818-170`
Alternative APNs	`STUR M:575 B:000 L:3818-170` `M:575 B:000 L:3818=170`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
Gross Area	2,776 sqft
Basement Area	633 sqft
Finished Basement	633 sqft
Unfinished Basement	633 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	575-03818-170
Street Address	170 SHEPARD RD
City	STURBRIDGE
State	MA
Zip	01566-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	3818
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2017
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town records · APN 575-03818-170

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Quit Claim Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Feb 07, 2017	Deed of Trust, Mortgage · FHA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK
Sep 15, 2020	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Sep 30, 2019	Quit Claim Deed, Transfer · VA Mortgage FEDERAL SAVINGS BANK
Aug 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Deed Document Number	202414515
Deed Book / Page	70236 / 185
Prior Transfer Date	Sep 11, 2019
Prior Transfer Doc	61138-372
Record Updated	Sep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Feb 28, 2024
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Document Number	070236-185
Book / Page	70236 / 185
Instrument Date	Feb 26, 2024
Instrument	14515
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416

Mortgage

Document Number	0000014516
Date	Feb 28, 2024
Instrument	14516

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065367-130
Date	Jun 11, 2021
Book Page	65367/130
Instrument	81135

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56717-280
Date	Feb 07, 2017
Book Page	56717/280
Instrument	14188

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59887-210
Date	Dec 31, 2018
Book Page	59887/210
Instrument	137956

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 01, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63250-252
Date	Sep 15, 2020
Book Page	63250/252
Instrument	105956

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 30, 2019
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Document Number	61138-372
Book / Page	61138 / 372
Instrument Date	Sep 11, 2019
Instrument	101407
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416

Mortgage

Document Number	61138-377
Date	Sep 30, 2019
Book Page	61138/377
Instrument	101408

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Aug 13, 2018
Property Address	170 SHEPARD RD, STURBRIDGE, MA 01566-1416
Document Number	59247-296
Book / Page	059247 / 000296
Instrument Date	Jul 23, 2018
Instrument	84195
Transaction Type	Transfer
Record Updated	Sep 04, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 SHEPARD RD STURBRIDGE MA 015661416, STURBRIDGE, MA 01566-1416

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,580.00 (+9.86%)	$350,300 (+13.73%) Land $90,400 Building $259,900	$494,570 (+13.3%)
2024	$5,079.00 (+2.28%)	$308,000 (+12.08%) Land $88,500 Building $219,500	$436,525
2023	$4,966.00	$274,800 Land $77,600 Building $197,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 35 locations within half a mile of this property.

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