170 Rowland Ct, Galt, CA 95632 Property Records

Sacramento County property record for 170 Rowland Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 1992
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Sep 2025)
Tax Bill	$7,027 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0540-077-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0540-077-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	170 ROWLAND CT
City	GALT
State	CA
Zip	95632-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FUMASI RANCH 03, LOT 281
Legal Subdivision	FUMASI RANCH 03
Legal Lot Number	281
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	4
Census Block	4004
Census Tract	9502

Owner

170 Rowland Ct is owned by an individual who bought it in September 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	4880 TUSK WAY, ELK GROVE, CA 95757-1726
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Grant Deed, Transfer · Conventional Mortgage THE LOAN STORE INC
May 6, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Oct 20, 2017	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025 · Amount on File
Deed Sale	Sep 18, 2025 · Amount on File
Prior Sale	Oct 20, 2017 · Amount on File
Deed Book / Page	20250918 / 495
Prior Transfer Date	Aug 5, 2008
Prior Transfer Doc	0000000114
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 18, 2025
Property Address	170 ROWLAND CT, GALT, CA 95632-2655
Document Number	0000000495
Instrument Date	Sep 15, 2025
Instrument	202509180495
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4880 TUSK WAY, ELK GROVE, CA 95757-1726

Mortgage

Document Number	0000000496
Date	Sep 18, 2025
Instrument	202509180496

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	170 ROWLAND CT, GALT, CA 95632-2655
Document Number	2005220451
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 ROWLAND CT GALT CA 956322655, GALT, CA 95632-2655

Mortgage

Document Number	2005220451
Date	May 22, 2020
Instrument	2005220451

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 20, 2017
Property Address	170 ROWLAND CT, GALT, CA 95632-2655
Document Number	1710200662
Instrument Date	Oct 13, 2017
Instrument	1710200662
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$418.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 ROWLAND CT GALT CA 956322655, GALT, CA 95632-2655

Mortgage

Document Number	1710200663
Date	Oct 20, 2017
Instrument	1710200663

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 170 Rowland Ct was $7,027, up 3.1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,000 (+21.42%) Land $115,000 Building $410,000
2025	$7,027.00 (+3.11%) Homeowner's exemption	$432,370 Land $91,023 Building $341,347
2024	$6,815.00 (+1.19%)
2023	$6,735.00 (-3.32%) Homeowner's exemption	$415,583 Land $87,490 Building $328,093
2022	$6,966.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 170 Rowland Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Rowland Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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