170 Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 170 Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,584 sqft · built 1989
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (May 2026)
Tax Bill	$2,468 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3029.202040020`

Property Details

APN / Parcel Number

Primary APN	`3029.202040020`
Alternative APN	`R0013950`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Basement Area	978 sqft
Finished Basement	738 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	44 sqft
Patio Area	505 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0013950
Street Address	170 RIDGE RD
City	DIVIDE
State	CO
Zip	80814-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L2 B2 SPRING VALLEY 6
Legal Range	69W
Legal Township	12S
Legal Section	20
Legal Subdivision	SPRING VALLEY 1-10
Legal Block	2
Legal Lot Number	2
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1066
Census Tract	10111

Owner

Source: Teller County records, as of May 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 RIDGE RD, DIVIDE, CO 80814-9632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
Oct 16, 2018	Quit Claim Deed, Transfer UNIFIED TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	2026780881
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0000710980
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	May 1, 2026
Property Address	170 RIDGE RD, DIVIDE, CO 80814-9632
Document Number	0000780881
Instrument Date	Apr 14, 2026
Instrument	2026.780881
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CORE TITLE, CORETITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,312.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	170 RIDGE RD, DIVIDE, CO 80814-9632
Investor	Possibly a Property Investor

Mortgage

Document Number	0000780882,
Date	May 1, 2026
Instrument	2026.780882

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Dec 9, 2022
Property Address	170 RIDGE RD, DIVIDE, CO 80814-9632
Document Number	0000756109
Instrument Date	Dec 6, 2022
Instrument	756109
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	170 RIDGE RD, DIVIDE, CO 80814-9632

Mortgage

Document Number	0000756110
Date	Dec 9, 2022
Instrument	756110

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TELLER CO
Recording Date	Oct 16, 2018
Property Address	170 RIDGE RD, DIVIDE, CO 80814-9632
Document Number	0000710980
Instrument Date	Oct 12, 2018
Instrument	710980
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	621 WESTPORT BLVD SALINA KS 674014373, SALINA, KS 67401-4373

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,468.00 (+0.49%)	$37,410 (-5.29%) Land $3,264 Building $34,146
2024	$2,456.00 (+4.96%)	$39,500 (-) Land $3,216 Building $36,284	$598,699 (-7.11%) Land $52,236 Building $546,463
2023	$2,340.00 (+43.38%)	$39,500 (+35.65%) Land $3,220 Building $36,280	$644,544 (+53.87%) Land $52,482 Building $592,062
2022	$1,632.00	$29,120 Land $2,900 Building $26,220	$418,883 Land $41,674 Building $377,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY MAINT CORP NO 1 private · serves 470 people · EPA ID CO0160550
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2025 No certified operator Nov 2023
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Verizon, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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