170 Richmond Rd, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 170 Richmond Rd, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2013)
Tax Bill	$6,354 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TROY M:028 B:0004 L:000B`

Property Details

APN / Parcel Number

Primary APN	`TROY M:028 B:0004 L:000B`

Exterior

Lot Area	219,978 sqft (5.05 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Location & Zoning

Street Address	170 RICHMOND RD
City	TROY
State	NH
Zip	03465-2401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Block	4
Legal Lot Number	B
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	4
Census Block	4018
Census Tract	970800

Owner

170 Richmond Rd is owned and occupied by two individuals who bought it in June 2013.

Source: Cheshire County and Troy Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 RICHMOND RD, TROY, NH 03465-2401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 22, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2013 · Amount on File
Deed Sale	Jun 21, 2013 · Amount on File
Prior Sale	Nov 13, 2012 · Amount on File
Deed Book / Page	2822 / 797
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	170 RICHMOND RD, TROY, NH 03465-2401
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003213-607
Date	May 25, 2022
Book Page	3213/607
Instrument	2204842

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TROY TOWN NH
Property Address	170 RICHMOND RD, TROY, NH 03465-2401
Document Number	0031000605
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 RICHMOND RD TROY NH 034652401, TROY, NH 03465-2401

Mortgage

Document Number	0031000605
Date	Feb 25, 2020
Book Page	003100/000605
Instrument	1463

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 24, 2050

Interest

Rate	4%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	170 RICHMOND RD, TROY, NH 03465-2401
Document Number	0031000317
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 RICHMOND RD TROY NH 034652401, TROY, NH 03465-2401

Mortgage

Document Number	0031000317
Date	Feb 21, 2020
Book Page	003100/000317
Instrument	1390

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 170 Richmond Rd was $6,354.

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,354.00	$295,000 Land $44,300 Building $250,700
2018	$6,194.00	$178,100 Land $39,800 Building $138,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 170 Richmond Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Richmond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Richmond Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures