170 Richards Rd, Elysburg, PA 17824 Property Records

Northumberland County property record for 170 Richards Rd, Elysburg, PA 17824

Property Summary

Property Type	Single Family Home
Lot Size	8.46 acres (368,518 sqft)
Owner	Individual Name on Record
Tax Bill	$8,736 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-00-045-023-A-001`

Property Details

APN / Parcel Number

Primary APN	`040-00-045-023-A-001`

Exterior

Lot Area	368,518 sqft (8.46 acres)

Location & Zoning

Street Address	170 RICHARDS RD
City	ELYSBURG
State	PA
Zip	17824-7052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8.468 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	RALPHO
Census Block Group	3
Census Block	3016
Census Tract	80800

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 RICHARDS RD, ELYSBURG, PA 17824-7052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit JOURNEY BANK
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2005
Transfer Doc	001812/690
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	170 RICHARDS RD, ELYSBURG, PA 17824-7052
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003320/103
Date	Mar 28, 2024
Book Page	3320/103
Instrument	202403961

Lender

Name	JOURNEY BANK
Type	Bank
Address	BLOOMSBURG, PA 17815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	170 RICHARDS RD, ELYSBURG, PA 17824-7052
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2906/867
Date	Feb 20, 2019
Book Page	2906/867
Instrument	201902664

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	ELYSBURG, PA 17824

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	170 RICHARDS RD, ELYSBURG, PA 17824-7052
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2906/867
Date	Feb 20, 2019
Book Page	2906/867
Instrument	201902664

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	ELYSBURG, PA 17824

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	Ralpho Township
Unified School District	Southern Columbia Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,736.00 (+20.58%)	$72,000 (+8.32%) Land $5,740 Building $66,260
2024	$7,245.00	$66,470 (-) Land $5,740 Building $60,730
2023	$7,245.00	$66,470 Land $5,740 Building $60,730
1972			$72,000 Land $5,740 Building $66,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	56 (1978–2018)
Claims Outside the SFHA	30 of 56
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 20 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 14 claims Severe Storms And Flooding, Jan 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20

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