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170 Prosperity Ave, Hendersonville, NC 28792 Property Records

Henderson County property record for 170 Prosperity Ave, Hendersonville, NC 28792

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,544 sqft · built 1958
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Jun 2021)
Tax Bill$1,550 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9577294406

Property Details

APN / Parcel Number

Primary APN9577294406
Alternative APNs
  • 0101390
  • 101390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,544 sqft Heated Area
1st Floor Area1,544 sqft
Basement Area400 sqft
Unfinished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number101390
Street Address170 PROSPERITY AVE
CityHENDERSONVILLE
StateNC
Zip28792-6841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code101390~R1
Legal DescriptionLAUREL HEIGHTS LO37 BLB PLB-79A
Legal SubdivisionLAUREL HEIGHTS
Legal Block29
Legal Lot Number4406
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3037
Census Tract931300

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address170 PROSPERITY AVE, HENDERSONVILLE, NC 28792-6841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Nov 16, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANPAL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on Record
Deed SaleJun 24, 2021 · Amount on Record
Prior SaleJan 30, 2015 · Amount on Record
Deed Document Number2021956500
Deed Book / Page3736 / 446
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateJun 24, 2021
Property Address170 PROSPERITY AVE, HENDERSONVILLE, NC 28792-6841
Document Number0037360446
Book / Page3736 / 446
Instrument DateJun 24, 2021
Instrument956500
Transaction TypeTransfer
Record UpdatedJul 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 PROSPERITY AVE, HENDERSONVILLE, NC 28792-6841

Mortgage

Document Number956501
DateJun 24, 2021
Instrument956501
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address170 PROSPERITY AVE, HENDERSONVILLE, NC 28792-6841
Document Number0004160708
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004160708
DateDec 2, 2020
Book Page000416/000708
Instrument939455
Lender
NameLOANPAL
Address8781 SIERRA COLLEGE BLVD, ROSEVILLE, CA 95661-5920
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$276,300 (-) Land $79,800 Building $196,500
2025$1,550.00
2023$276,300 Land $79,800 Building $196,500$276,300 Land $79,800 Building $196,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 individual policies
Nearby Flood Policies15 units insured
incl. 2 condo units
Nearby Flood Claims34 (1979–2024)
Claims Outside the SFHA5 of 34
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 13 claims
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Vyve Broadband.

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