170 Prayer Tree Ln, Tryon, NC 28782 Property Records

Polk County property record for 170 Prayer Tree Ln, Tryon, NC 28782 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,056 sqft Finished Area
Lot Size	152,460 sqft (3.5 acres)
Occupancy	Owner Occupied
Last Sale	$98,000 (2002)
Tax Bill	$1,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P47-103`
Alternative APN	`30027`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,056 sqft Finished Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1960
Exterior Material	Vinyl Exterior
Foundation Type	Retaining Wall Foundation
Roof Material	Metal Roof
Lot Area	152,460 sqft (3.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	30027
Street Address	170 PRAYER TREE LN
City	TRYON
State	NC
Zip	28782-5637
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P47, P47 MAP P47
Legal Subdivision	MAP P47
Jurisdiction	POLK NC
Minor Civil Division	TRYON
Census Blockgroup	1
Census Block	1024
Census Tract	920301

Owner

Source: Polk County records · APN P47-103

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	170 PRAYER TREE LN, TRYON, NC 28782-5637
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2002 · Amount on Record
Deed Sale	Jun 19, 2002 · Amount on Record
Deed Doc Number	0000285968
Record Refreshed	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	170 PRAYER TREE LN, TRYON, NC 28782-5637
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PRAYER TREE LN, TRYON, NC 28782-5637

Mortgage

Document Number	456/118
Date	Jan 29, 2021
Book Page	456/118

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+53.04%)	$217,412 (+86.6%) Land $70,000 Building $147,412	$217,412 (+86.6%) Land $70,000 Building $147,412
2023	$805.00	$116,513 Land $53,750 Building $62,763
2021			$116,513 Land $53,750 Building $62,763

Flood & Wildfire

170 Prayer Tree Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 47th percentile of exposed land nationally · 68th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 926 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.