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  5. Penley Rd

170 Penley Rd, Lenoir, NC 28645 Property Records

Watauga County property record for 170 Penley Rd, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,304 sqft · built 2012
Lot Size15 acres (653,400 sqft)
Owner2 Individual Names on File
Last Sale$1,095,000 (Oct 2025)
Tax Bill$1,215 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN2848-00-7172-000

Property Details

APN / Parcel Number

Primary APN2848-00-7172-000
Alternative APNs
  • 1582984
  • 1858214

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
1st Floor Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialMetal
Lot Area653,400 sqft (15 acres)
PorchPorch
Porch Area768 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1858214
Street Address170 PENLEY RD
CityLENOIR
StateNC
Zip28645-7134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSR 1528
JurisdictionWATAUGA NC
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2041
Census Tract920702

Owner

Source: Watauga County records · APN 2848-00-7172-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address170 PENLEY RD, LENOIR, NC 28645-7134
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 02, 2019Deed of Trust, Mortgage · Line of Credit
CAPITAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2025 · Amount on Record
Deed SaleOct 23, 2025 · Amount on Record
Deed Document Number2025754685
Deed Book / Page2456 / 871
Prior Transfer DateMay 16, 2023
Prior Transfer Doc0000731106
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 23, 2025
Property Address170 PENLEY RD, LENOIR, NC 28645-7134
Document Number0024560871
Book / Page2456 / 871
Map ReferenceMB 9 PG 268
Instrument DateOct 15, 2025
Instrument754685
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 PENLEY RD, LENOIR, NC 28645-7134

Mortgage

Document Number0000754686
DateOct 23, 2025
Instrument754686
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address170 PENLEY RD, LENOIR, NC 28645
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020210052
DateApr 02, 2019
Book Page2021/0052
Instrument677661
Lender
NameCAPITAL BANK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,215.00$272,900 (-) Land $58,100 Building $214,800
2024$272,900 (-) Land $58,100 Building $214,800$272,900 Land $58,100 Building $214,800
2023$272,900 Land $58,100 Building $214,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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