Merced County property record for 170 Peninsula Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1990 |
| Lot Size | 0.178 acres (7,757 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Jun 2018) |
| Tax Bill | $3,668 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2022 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156-031-015-000 |
| Primary APN | 156-031-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,163 sqft |
| 1st Floor Area | 1,723 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 7,757 sqft (0.178 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 86 sqft |
| Patio Area | 197 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 156-031-015 |
|---|---|
| Street Address | 170 PENINSULA DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-4722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAFFER LKS EAST #1 LOT 17 |
| Legal Subdivision | SHAFFER LAKES EAST 01 |
| Legal Lot Number | 17 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 603 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Affidavit, Transfer |
| Oct 6, 2022 | Deed of Trust, Mortgage · Line of Credit TRAVIS CU |
| Feb 24, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Jan 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jun 14, 2018 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Jun 13, 2018 | Grant Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Mar 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 21, 2018 | Grant Deed, Transfer · Commercial Mortgage 5 ARCH FUNDING CORP |
| Jun 12, 2017 | Trustee's Deed, Foreclosure PREMIUM TITLE/CA INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2018 · Amount on Record |
| Deed Sale | Jun 13, 2018 · Amount on Record |
| Prior Sale | Feb 21, 2018 · Amount on Record |
| Deed Document Number | 201817773 |
| Last Transfer Date | Feb 7, 2022 |
| Transfer Doc | 0000008129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 24, 2026 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000010515 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202610515 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000034765 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 2022034765 |
| Name | TRAVIS CU |
|---|---|
| Type | Credit Union |
| Address | VACAVILLE, CA 95687 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 2, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 24, 2022 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000008129 |
| Map Reference | VOL 35 PG 32-34 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022008129 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000008130 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022008130 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000000176 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 2020000176 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000006266 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 2019006266 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Mar 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 14, 2018 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000017936 |
| Instrument Date | Jun 13, 2018 |
| Instrument | 17936 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5605 CLEAR CREEK CT ATWATER CA 953018034, ATWATER, CA 95301-8034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 13, 2018 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000017773 |
| Map Reference | VOL 35 PG 32-34 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 2018017773 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000017774 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 2018017774 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 12, 2018 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000007126 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 7126 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2018 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1920 P ST MERCED CA 953403519, MERCED, CA 95340-3519 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 21, 2018 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000005086 |
| Map Reference | VOL 35 PG 32-34 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 2018005086 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | PREMIUM TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1920 P ST, MERCED, CA 95340-3519 |
| Document Number | 0000005087 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 2018005087 |
| Name | 5 ARCH FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jun 12, 2017 |
| Property Address | 170 PENINSULA DR, ATWATER, CA 95301-4722 |
| Document Number | 0000018526 |
| Instrument Date | May 30, 2017 |
| Instrument | 18526 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 19, 2017 |
| Title Company | PREMIUM TITLE/CA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $342,367 (+2%) Land $52,224 Building $290,143 | |
| 2025 | $3,668.00 (+5.13%) | $335,654 (+4.04%) Land $51,200 Building $284,454 |
| 2023 | $3,489.00 (+1.28%) | $322,622 Land $49,213 Building $273,409 |
| 2022 | $3,445.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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