170 Oneill Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 170 Oneill Rd, Elma, WA 98541

Property Summary

Property Type	Single Family Home
Details	1,472 sqft · built 2011
Lot Size	16 acres (699,138 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2007)
Tax Bill	$4,581 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`180629210020`

Property Details

APN / Parcel Number

Primary APN	`180629210020`

Interior

Stories	1 Story
Building Area	1,472 sqft Living Area
1st Floor Area	1,472 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	699,138 sqft (16 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	411 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	170 ONEILL RD
City	ELMA
State	WA
Zip	98541-9529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	S 1/2 NE NW LS RD LS S 225 OF W 600
Legal Range	29
Legal Township	06
Legal Section	18
Legal Block	292
Legal Lot Number	210
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2058
Census Tract	501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 ONEILL RD, ELMA, WA 98541-9529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage TWINSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2007 · Amount on Record
Deed Sale	Feb 7, 2007 · Amount on Record
Deed Document Number	200730
Last Transfer Date	Jun 9, 2015
Transfer Doc	0000000042
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	170 ONEILL RD, ELMA, WA 98541-9529
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002140058
Date	Feb 14, 2022
Instrument	2022-02140058

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	170 ONEILL RD, ELMA, WA 98541-9529
Document Number	0005310053
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 ONEILL RD ELMA WA 985419529, ELMA, WA 98541-9529

Mortgage

Document Number	0005310053
Date	May 31, 2018
Instrument	5310053

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	LACEY, WA 98503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 30, 2038

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Elma School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,581.00 (-1.51%)
2025		$503,269 (-) Land $193,906 Building $309,363	$503,269 (-) Land $193,906 Building $309,363
2024	$4,651.00 (+4.61%)	$503,269 (+2.83%) Land $193,906 Building $309,363	$503,269 (+2.83%) Land $193,906 Building $309,363
2023	$4,446.00
2022		$489,404 Land $193,906 Building $295,498	$489,404 Land $193,906 Building $295,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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