170 Ocean View Rd, Ocracoke, NC 27960 Property Records

Hyde County property record for 170 Ocean View Rd, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,294 sqft · built 1985
Lot Size	0.248 acres (10,813 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,500 (Dec 1990)
Tax Bill	$6,044 (2024)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`9500487900`

Property Details

APN / Parcel Number

Primary APN	`9500487900`
Alternative APN	`376`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,294 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	10,813 sqft (0.248 acres)

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Deck Area	91 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	9500487900
Street Address	170 OCEAN VIEW RD
City	OCRACOKE
State	NC
Zip	27960-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 7 PT. 8&9 BLK DWAHAB VILLAGE ANNEX
Legal Subdivision	SURVEY FOR MERIE DAVIS AND DONALD DAVIS
Legal Block	D
Legal Lot Number	7
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3041
Census Tract	920101

Owner

Source: Hyde County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 397, OCRACOKE, NC 27960-0397
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit RABO AGRIFINANCE INC
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 1990 · Amount on Record
Deed Sale	Dec 18, 1990 · Amount on Record
Deed Book / Page	\N
Last Transfer Date	Feb 2, 2021
Transfer Doc	000288/548
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	170 OCEAN VIEW RD, OCRACOKE, NC 27960-1309
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000285/240
Date	Jun 19, 2020
Book Page	285/240
Instrument	408427

Lender

Name	RABO AGRIFINANCE INC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	170 OCEAN VIEW RD, OCRACOKE, NC 27960-1309
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 OCEAN VIEW RD, OCRACOKE, NC 27960-1309

Mortgage

Document Number	000285/265
Date	Jun 22, 2020
Book Page	285/265
Instrument	408430

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	OCRACOKE, NC 27960

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Jun 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,044.00 (+128.08%)
2023	$2,650.00	$366,518 Land $112,500 Building $254,018	$366,518 Land $112,500 Building $254,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ocracoke Cable TV Cable	10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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