170 Oakcliff Rd, Middletown, CT 06457 Property Records

Middletown City property record for 170 Oakcliff Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,562 sqft · built 1973
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Company Names on Record
Last Sale	$302,500 (Sep 2018)
Tax Bill	$10,147 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2017 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:48 L:0116`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:48 L:0116`
Alternative APN	`R09058`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,562 sqft Living Area
Gross Area	5,742 sqft
1st Floor Area	1,848 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	59,242 sqft (1.36 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R09058
Street Address	170 OAKCLIFF RD
City	MIDDLETOWN
State	CT
Zip	06457-5615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	116
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1001
Census Tract	680200

Owner

Source: Middletown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · ARM LIBERTY BANK
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit LIBERTY FEDERAL BANK
Dec 7, 2018	Deed of Trust, Mortgage · Balloon Mortgage LIBERTY BANK
May 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Jul 16, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Warranty Deed, Transfer FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Dec 28, 1995 · Amount on Record
Deed Document Number	20183424410002
Deed Book / Page	1929 / 650
Last Transfer Date	Jan 11, 2021
Transfer Doc	002014-148
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002084-926
Date	Nov 6, 2023
Book Page	2084/926

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001910-650
Date	Dec 21, 2017
Book Page	1910/650
Instrument	3371880006

Lender

Name	LIBERTY FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001933-890
Date	Dec 7, 2018
Book Page	1933/890
Instrument	3436290006

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001968-906
Date	May 14, 2020
Book Page	1968/906
Instrument	3530120015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2049

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Jul 16, 2021
Property Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Document Number	002014-148
Book / Page	2014 / 148
Instrument Date	Jan 11, 2021
Instrument	3630030003
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Sep 28, 2018
Property Address	170 OAKCLIFF RD, MIDDLETOWN, CT 06457-5615
Document Number	001929-650
Book / Page	1929 / 650
Instrument	3424410002
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.96
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019290652
Date	Sep 28, 2018
Instrument	01929/0652

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2048

Tax Assessment & Valuation

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,147.00 (+4.33%)	$262,790 (-) Land $76,650 Building $186,140	$528,563 (+187.34%)
2025		$262,790 (-) Land $76,650 Building $186,140	$183,953 Land $53,655 Building $130,298
2024	$9,726.00 (+4.51%)	$262,790 (-) Land $76,650 Building $186,140
2023	$9,306.00 (+18.14%)	$262,790 (+37.64%) Land $76,650 Building $186,140
2022	$7,877.00	$190,930 Land $56,780 Building $134,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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