170 Nelson Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 170 Nelson Rd, Scotts Valley, CA 95066

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,913 sqft · built 2009
Lot Size4.91 acres (213,923 sqft)
OwnerIndividual Name on File
Last Sale$960,000 (Aug 2006)
Tax Bill$24,442 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN070-212-11

Property Details

APN / Parcel Number

Primary APN070-212-11
Alternative APN
  • 070-212-11-000

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Building Area3,913 sqft Living Area
Gross Area4,888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area213,923 sqft
Garage TypeAttached
Garage Area975 sqft
Parking Spaces4 Parking Spaces
Deck Area60 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address170 NELSON RD
CitySCOTTS VALLEY
StateCA
Zip95066-3013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal SubdivisionSAN AUGUSTINE RHO
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1011
Census Tract120901

Owner

170 Nelson Rd is owned and occupied by an individual who acquired it in May 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of RecordIndividual Name on File
Mailing Address170 NELSON RD, SCOTTS VALLEY, CA 95066-3013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Aug 13, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
May 21, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2006 · Amount on File
Deed SaleAug 22, 2006 · Amount on File
Deed Document Number200649094
Last Transfer DateMay 1, 2020
Transfer Doc0000017556
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address170 NELSON RD, SCOTTS VALLEY, CA 95066-3013
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 NELSON RD, SCOTTS VALLEY, CA 95066-3013

Mortgage

Document Number0000017770
DateMar 29, 2021
Instrument2021-0017770
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address170 NELSON RD, SCOTTS VALLEY, CA 95066-3013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023275
DateAug 13, 2019
Instrument2019-0023275
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 5, 2049

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 21, 2020
Property Address170 NELSON RD, SCOTTS VALLEY, CA 95066-3013
Document Number0000017556
Instrument DateMay 1, 2020
Instrument17556
Transaction TypeTransfer
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address170 NELSON RD SCOTTS VALLEY CA 950663013, SCOTTS VALLEY, CA 95066-3013

Tax Assessment & Valuation

The 2025 property tax bill for 170 Nelson Rd was $24,442 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictScotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,166,678 (+2%) Land $1,093,268 Building $1,073,410
2025$24,442.00 Homeowner's exemption$2,124,195 Land $1,071,832 Building $1,052,363
2023$22,691.00 (+1.58%) Homeowner's exemption$2,041,709 Land $1,030,211 Building $1,011,498$2,114,280
2022$22,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Nelson Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2017–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Nelson Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Cruzio, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on Nelson Rd

Nearby Streets

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