170 N Berwick Ln, Franklin, TN 37069 Property Records

Williamson County property record for 170 N Berwick Ln, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,342 sqft · built 1988
Lot Size	0.572 acres (24,957 sqft)
Owner	Individual Name on Record
Last Sale	$1,475,000 (Oct 2023)
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094015M G 00400`

Property Details

APN / Parcel Number

Primary APN	`094015M G 00400`

Interior

Full Baths	3.5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	5,342 sqft
Gross Area	6,279 sqft
1st Floor Area	2,832 sqft
2nd Floor Area	2,510 sqft
Basement Area	937 sqft
Finished Basement	937 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	24,957 sqft (0.572 acres)
Lot Dimensions	141 ft deep x 177 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	702 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	1,000 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	170 N BERWICK LN
City	FRANKLIN
State	TN
Zip	37069-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS SEC 6-B PB 11 PG 126 LOT 0243
Legal Subdivision	TEMPLE HILLS
Legal Lot Number	243 177
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	50405

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	170 N BERWICK LN, FRANKLIN, TN 37069-7131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Oct 20, 2023	Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC
May 23, 2023	Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	23030527
Deed Book / Page	9355 / 261
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	170 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Apr 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094520779
Date	Apr 10, 2024
Book Page	9452/779
Instrument	24009748

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year CMT
Margin	3
Max Rate	12.3%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 20, 2023
Property Address	170 N BERWICK LN, FRANKLIN, TN 37069-7131
Document Number	0093550261
Book / Page	9355 / 261
Map Reference	MB 11 PG 126
Instrument Date	Oct 19, 2023
Instrument	23030527
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	MID-STATE TITLE AND ESCROW, MID STATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,457.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 N BERWICK LN, FRANKLIN, TN 37069-7131

Mortgage

Document Number	0023030528
Date	Oct 20, 2023
Instrument	23030528

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.3%
Index	1-Year CMT
Margin	3
Max Rate	12.3%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	May 23, 2023
Property Address	170 N BERWICK LN, FRANKLIN, TN 37069-7131
Document Number	0092570156
Book / Page	9257 / 156
Map Reference	MB 11 PG 126
Instrument Date	May 17, 2023
Instrument	23014312
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	CONCORD TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 SHANNON LN, FRANKLIN, TN 37064-6704

Mortgage

Document Number	0023014313
Date	May 23, 2023
Instrument	23014313

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00 (-34.4%)	$350,325 (+89.75%) Land $75,000 Building $275,325	$1,401,300 (+89.75%) Land $300,000 Building $1,101,300
2024	$6,942.00 (+100.06%)
2023	$3,470.00	$184,625 (-) Land $31,250 Building $153,375	$738,500 (-) Land $125,000 Building $613,500
2022	$3,470.00	$184,625 Land $31,250 Building $153,375	$738,500 Land $125,000 Building $613,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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