170 Monteith Rd, Bryson City, NC 28713 Property Records

Swain County property record for 170 Monteith Rd, Bryson City, NC 28713

Property Summary

Property TypeAuto Repair, Garage
Details2,400 sqft · built 1988
Lot Size0.283 acres (12,371 sqft)
OwnerIndividual Name on Record
Last Sale$77,000 (Jul 2019)
Tax Bill$640 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN667414448383

Property Details

APN / Parcel Number

Primary APN667414448383
Alternative APN
  • 537730

Interior

Stories1 Story
Building Area2,400 sqft Total Area
FlooringConcrete/Cement
Interior WallsMasonry

Exterior

Year BuiltBuilt 1988
Exterior MaterialMetal
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Foundation TypePile
Roof TypeWood Truss
Roof MaterialMetal
Lot Area12,371 sqft (0.283 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number537730
Street Address170 MONTEITH RD
CityBRYSON CITY
StateNC
Zip28713-9719
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal Description20-OB-6632-TOOT HOLLOW
Legal SubdivisionTOOT HOLLOW
JurisdictionSWAIN NC
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2019
Census Tract960200

Owner

Source: Swain County records, as of November 6, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 823, BRYSON CITY, NC 28713-0823
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
T R W H INC
Jul 12, 2019Warranty Deed, Transfer · Commercial Mortgage
RAY CLOER ETUX
Jun 6, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2019 · Amount on Record
Deed SaleJul 12, 2019 · Amount on Record
Prior SaleJun 6, 2017 · Amount on Record
Deed Document Number01171
Deed Book / Page00469 / 0587
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSWAIN NC
Property Address170 MONTEITH RD, BRYSON CITY, NC 28713-9719
Transaction TypeMortgage
Record UpdatedFeb 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number487/356
DateFeb 2, 2021
Book Page487/356
Instrument239
Lender
NameT R W H INC
TypeNon-Lending Institution
AddressSYLVA, NC 28779
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term35 Months
DueJan 1, 2024

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSWAIN NC
Recording DateJul 12, 2019
Property Address170 MONTEITH RD, BRYSON CITY, NC 28713-9719
Document Number00469/0587
Book / Page00469 / 0587
Instrument DateJul 12, 2019
Instrument01171
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address321 EARLS RD, 321, BRYSON CITY, NC 28713-5635

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 823, BRYSON CITY, NC 28713-0823

Mortgage

Document Number01172
DateJul 12, 2019
Instrument01172
Lender
NameRAY CLOER ETUX
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term121 Months
DueAug 12, 2029

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSWAIN NC
Recording DateJun 6, 2017
Property Address170 MONTEITH RD, BRYSON CITY, NC 28713-9719
Document Number00449/0232
Book / Page00449 / 0232
Instrument DateJun 5, 2017
Instrument00908
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address637 BRYSON BRANCH RD, 637, BRYSON CITY, NC 28713-8715

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 EARLS RD, BRYSON CITY, NC 28713-5635

Tax Assessment & Valuation

Source: Swain County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountySwain County
Unified School DistrictSwain County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$640.00 Additional exemption filed$80,740 Land $32,310 Building $48,430$80,740 Land $32,310 Building $48,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1994–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BRYSON CITY
serves 4,395 people · EPA ID NC0187010
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Cable · Fiber in parts of the area
1,000 / 25
Starlink
Satellite
280 / 30

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