170 McGirt Rd, Hamlet, NC 28345 Property Records

Richmond County property record for 170 McGirt Rd, Hamlet, NC 28345

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,980 sqft · built 1979
Lot Size	6.7 acres (291,852 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Nov 2022)
Tax Bill	$2,635 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`749001298743`

Property Details

APN / Parcel Number

Primary APN	`749001298743`
Alternative APNs	`46180301` `10169130`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,980 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Asphalt
Lot Area	291,852 sqft (6.7 acres)
Garage Area	910 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Porch
Porch Area	378 sqft
Deck Area	252 sqft
Patio Area	612 sqft
Bath House	600 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10169130
Street Address	170 MCGIRT RD
City	HAMLET
State	NC
Zip	28345-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AC&HSE PEELE PROP
Legal Subdivision	W ROY PEELE AND WIFE BRENDA B PEELE
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	2
Census Block	2018
Census Tract	971100

Owner

Source: Richmond County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 MCGIRT RD, HAMLET, NC 28345-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
May 28, 2020	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
Nov 5, 2020	Intrafamily Transfer, Transfer
Nov 29, 2018	Warranty Deed, Transfer · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Prior Sale	Nov 29, 2018 · Amount on Record
Deed Document Number	2022271675
Deed Book / Page	1949 / 564
Prior Transfer Date	Oct 14, 2020
Prior Transfer Doc	001863/136
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Nov 29, 2022
Property Address	170 MCGIRT RD, HAMLET, NC 28345-9122
Document Number	001949/564
Book / Page	1949 / 564
Instrument Date	Nov 29, 2022
Instrument	271675
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 MCGIRT RD, HAMLET, NC 28345-9122

Mortgage

Document Number	0000271676
Date	Nov 29, 2022
Instrument	271676

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2037

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NC
Property Address	170 MCGIRT RD, HAMLET, NC 28345-9122
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001845/171
Date	May 28, 2020
Book Page	1845/171
Instrument	257819

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jul 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHMOND NC
Recording Date	Nov 5, 2020
Property Address	170 MCGIRT RD, HAMLET, NC 28345-9122
Document Number	001863/136
Book / Page	1863 / 136
Instrument Date	Oct 14, 2020
Instrument	260256
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 MCGIRT RD, HAMLET, NC 28345-9122

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Nov 29, 2018
Property Address	170 MCGIRT RD, HAMLET, NC 28345-9122
Document Number	001798/096
Book / Page	1798 / 096
Instrument Date	Nov 28, 2018
Instrument	251045
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$574.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	170 MCGIRT RD, HAMLET, NC 28345-9122

Mortgage

Document Number	0000251046
Date	Nov 29, 2018
Instrument	251046

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Richmond County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,635.00 (+0.96%)	$319,086 (-) Land $38,117 Building $280,969	$319,086 (-) Land $38,117 Building $280,969
2025	$2,610.00 (+28.89%)	$319,086 (+51.36%) Land $38,117 Building $280,969	$319,086 (+51.36%) Land $38,117 Building $280,969
2023	$2,025.00	$210,814 Land $25,072 Building $185,742	$210,814 Land $25,072 Building $185,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND COUNTY WATER SYSTEM serves 22,578 people · EPA ID NC0377109
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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