Albany County and Guilderland Town property record for 170 Maple Ave, Altamont, NY 12009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,870 sqft · built 1900 |
| Lot Size | 0.367 acres (15,990 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Jan 2018) |
| Tax Bill | $7,825 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2022 Line of Credit + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 013001 37.14-2-19 |
| Primary APN | 013001 37.14-2-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,263 sqft |
| 2nd Floor Area | 607 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 15,990 sqft (0.367 acres) |
| Lot Dimensions | 205 ft deep x 78 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 405 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03701400020190000000 |
|---|---|
| Street Address | 170 MAPLE AVE |
| City | ALTAMONT |
| State | NY |
| Zip | 12009-7718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Block | 2 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14612 |
170 Maple Ave is owned and occupied by two individuals who bought it in January 2018.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jan 30, 2018 | Grant Deed, Transfer · VA Mortgage HOMEOWNERS ADVANTAGE |
| Oct 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PAUL & LORI GROUDAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on File |
| Deed Sale | Jan 30, 2018 · Amount on File |
| Prior Sale | Oct 16, 2006 · Amount on File |
| Deed Document Number | 20182483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Document Number | 0000001181 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | R2021-31181 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.62% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Document Number | 0000000709 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | R2022-20709 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Aug 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 30, 2018 |
| Property Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Document Number | 0000002483 |
| Instrument Date | Jan 3, 2018 |
| Instrument | 2483 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 170 MAPLE AVE ALTAMONT NY 120097718, ALTAMONT, NY 12009-7718 |
| Document Number | 2484 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 2484 |
| Name | HOMEOWNERS ADVANTAGE |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 170 MAPLE AVE, ALTAMONT, NY 12009-7718 |
| Document Number | 0000026360 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 189 ALTAMONT NY 120090189, ALTAMONT, NY 12009-0189 |
| Document Number | 0000026360 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 26360 |
| Name | PAUL & LORI GROUDAS |
|---|---|
| Address | PO BOX 34, EAST CHATHAM, NY 12060-0034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 170 Maple Ave was $7,825, up 3.2% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Municipality | Altamont Village |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,825.00 (+3.22%) | ||
| 2025 | $7,581.00 | $304,800 Land $61,000 Building $243,800 | $406,400 Land $81,333 Building $325,067 |
| 2023 | $304,800 (+6.2%) Land $61,000 Building $243,800 | $358,588 (+13.7%) Land $71,765 Building $286,823 | |
| 2022 | $287,000 Land $57,000 Building $230,000 | $315,385 Land $62,637 Building $252,748 | |
| 2021 | $6,410.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Maple Ave in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 individual policies |
| Nearby Flood Policies | 27 units insured incl. 8 condo units |
| Nearby Flood Claims | 12 (1996–2025) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Maple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONT, VILLAGE serves 2,000 people · EPA ID NY0100190 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures