170 Main St, Wellsburg, NY 14894 Property Records

Chemung County and Ashland Town property record for 170 Main St, Wellsburg, NY 14894

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,550 sqft · built 1875
Lot Size	3.1 acres (135,036 sqft)
Owner	Individual Name on File
Last Sale	$700 (Sep 2019)
Tax Bill	$2,084 (2026)
Deeds & Mortgages	Apr 2010 Mortgage Mar 2010 Mortgage + 6 more
APN	`072001 131.10-2-14`

Property Details

APN / Parcel Number

Primary APN	`072001 131.10-2-14`
Alternative APNs	`200113101000020140000000` `W0023000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	942 sqft
2nd Floor Area	464 sqft
Upper Floors Area	144 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	135,036 sqft (3.1 acres)
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	W0023000
Street Address	170 MAIN ST
City	WELLSBURG
State	NY
Zip	14894-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07 - MIXED
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	CHEMUNG NY
Township / Civil Division	ASHLAND
Census Block Group	5
Census Block	5049
Census Tract	11200

Owner

170 Main St is owned and occupied by an individual who bought it in September 2019.

Source: Chemung County and Ashland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2010	Deed of Trust, Mortgage NEW YORK AFFORDABLE HOUSING CORP
Mar 17, 2010	Deed of Trust, Mortgage CHEMUNG CANAL TRUST CO
Sep 18, 2006	Deed of Trust, Mortgage BENEFICIAL HOMEOWNERS SERVICE CORP
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NYS AFFORDABLE HOUSING
Aug 20, 2007	Deed of Trust, Mortgage BENEFICIAL HOMEOWNERS SERVICE CORP
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NYS AFFORDABLE HOUSING
Sep 20, 2019	Deed, Transfer
Jan 20, 2006	Intrafamily Transfer, Transfer FRIEDLANDER WILLIAM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Deed Book / Page	20190 / 20041
Prior Transfer Date	Nov 14, 2005
Prior Transfer Doc	0000006012/000000006
Record Updated	Oct 29, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010041600002257
Date	Apr 16, 2010
Instrument	20100416-00002257

Lender

Name	NEW YORK AFFORDABLE HOUSING CORP
Type	Government Agency

Agreement

Amount	Amount on Record

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010031700001586
Date	Mar 17, 2010
Instrument	20100317-00001586

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006091800008686
Date	Sep 18, 2006
Instrument	20060918-00008686

Lender

Name	BENEFICIAL HOMEOWNERS SERVICE CORP

Agreement

Amount	Amount on Record
Term	112 Months
Due	Jan 1, 2016

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201921968
Date	Oct 21, 2019
Instrument	201921968

Lender

Name	NYS AFFORDABLE HOUSING
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007082000007845
Date	Aug 20, 2007
Instrument	20070820-00007845

Lender

Name	BENEFICIAL HOMEOWNERS SERVICE CORP

Agreement

Amount	Amount on Record
Term	173 Months
Due	Jan 1, 2022

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201921968
Date	Oct 21, 2019
Instrument	201921968

Lender

Name	NYS AFFORDABLE HOUSING
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Sep 20, 2019
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Document Number	20190/20041
Book / Page	20190 / 20041
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BROADWAY, HORNELL, NY 14843-1529
Investor	Possibly a Property Investor

January 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEMUNG NY
Recording Date	Jan 20, 2006
Property Address	170 MAIN ST, WELLSBURG, NY 14894-9706
Document Number	0000006012/0000000061
Book / Page	0000006012 / 0000000061
Instrument Date	Nov 14, 2005
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FRIEDLANDER WILLIAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 170 Main St was $2,084 with a homeowner's exemption, down 27% from the year before.

Source: Chemung County and Ashland Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Ashland Town
Municipality	Wellsburg Village
Unified School District	Elmira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,084.00 (-26.98%) Homeowner's exemption
2025	$2,854.00	$1,250 Land $400 Building $850	$121,400 Land $38,848 Building $82,552
2023		$1,250 Land $400 Building $850	$110,619 Land $35,398 Building $75,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 170 Main St; there have been 65 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	65 (1979–2018)
Claims Outside the SFHA	15 of 65
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 28 claims Remnants Of Tropical Storm Lee, Sep 2011 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLSBURG VILLAGE serves 580 people · EPA ID NY0701010
Water Source	Purchased surface water from ELMIRA WATER BOARD
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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