170 Main St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 170 Main St, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,064 sqft · built 1850
Lot Size	0.499 acres (21,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,690,000 (Sep 2020)
Tax Bill	$13,556 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:17C B:0019 L:33`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:17C B:0019 L:33`
Alternative APN	`4101`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,774 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 2018
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,742 sqft (0.499 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4101
Street Address	170 MAIN ST
City	CHATHAM
State	MA
Zip	02633-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	19
Legal Lot Number	33
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2001
Census Tract	10700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 2001 · 220 contributing resources · NRIS 01001406

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 UPLAND RD, WELLESLEY, MA 02482-6910
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit BAYCOAST BANK
Sep 4, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST BK
Aug 25, 2016	Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Apr 24, 2012
Deed Document Number	202046464
Deed Book / Page	33232 / 196
Prior Transfer Date	Jul 31, 2020
Prior Transfer Doc	33232-196
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	170 MAIN ST, CHATHAM, MA 02633-2422
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31941-24
Date	Apr 9, 2019
Book Page	31941/24
Instrument	15498

Lender

Name	BAYCOAST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Sep 4, 2020
Property Address	170 MAIN ST, CHATHAM, MA 02633-2422
Document Number	33232-196
Book / Page	33232 / 196
Instrument Date	Jul 31, 2020
Instrument	46464
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 UPLAND RD, WELLESLEY, MA 02482-6910

Mortgage

Document Number	46465
Date	Sep 4, 2020
Instrument	46465

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	170 MAIN ST, CHATHAM, MA 02633-2422
Document Number	31623-1
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	170 MAIN ST CHATHAM MA 026332422, CHATHAM, MA 02633-2422

Mortgage

Document Number	31623-1
Date	Oct 26, 2018
Book Page	031623/000001
Instrument	53384

Lender

Name	BAYCOAST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	170 MAIN ST, CHATHAM, MA 02633-2422
Document Number	31184-230
Instrument Date	Aug 25, 2016
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	31184-230
Date	Apr 6, 2018
Book Page	031184/000230
Instrument	15724

Lender

Name	BAYCOAST BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,556.00 (+29.24%)	$3,906,600 (+32.97%) Land $2,567,900 Building $1,338,700	$3,987,055
2024	$10,489.00 (+8.84%)	$2,938,000 (+18.29%) Land $2,422,400 Building $515,600
2023	$9,637.00	$2,483,700 Land $2,018,600 Building $465,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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