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170 Lowell St, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 170 Lowell St, Andover, MA 01810

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,482 sqft · built 1955
Lot Size0.336 acres (14,654 sqft)
OwnerIndividual Name on Record
Last Sale$850,000 (Jun 2024)
Tax Bill$8,301 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00089 B:00011 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00089 B:00011 L:00000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,482 sqft Living Area
Gross Area3,715 sqft
Basement Area1,492 sqft
Finished Basement904 sqft
Unfinished Basement588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,654 sqft (0.336 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address170 LOWELL ST
CityANDOVER
StateMA
Zip01810-2960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRB
Legal Block11
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group3
Census Block3019
Census Tract254100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Parish Center District
listed 1982 · 17 contributing resources · NRIS 82000480

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Andover Town records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address170 LOWELL ST, ANDOVER, MA 01810-2960
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Prior SaleNov 19, 2003 · Amount on Record
Deed Document Number202410411
Deed Book / Page18027 / 242
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Recording DateAug 24, 2026
Property Address170 LOWELL ST, ANDOVER, MA 01810-2960
Document Number0000014549
Book / Page18671 / 99
Instrument DateAug 15, 2026
Instrument202614549
Transaction TypeMortgage
Record UpdatedSep 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address170 LOWELL ST, ANDOVER, MA 01810-2960

Mortgage

Document Number0000014549,
DateAug 24, 2026
Book Page18671/99
Instrument202614549
Lender
NameINSTITUTION FOR SAVINGS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Essex County and Andover Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,301.00 (-0.41%)$664,600 (+2.7%) Land $366,300 Building $298,300$789,355
2024$8,335.00 (+3%)$647,100 (+9.23%) Land $362,100 Building $285,000
2023$8,092.00$592,400 Land $335,300 Building $257,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 individual policies
Nearby Flood Policies72 units insured
incl. 60 condo units
Nearby Flood Claims43 (1979–2010)
Claims Outside the SFHA5 of 43
Most Recent ClaimApr 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 12 claims
  • Severe Storms And Flooding, May 2006 · 9 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER WATER DEPT
serves 36,569 people · EPA ID MA3009000
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2021
Corrosion control
Jan 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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