170 Lakepoint Dr, Grayson, KY 41143 Property Records

Carter County property record for 170 Lakepoint Dr, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,760 sqft
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 2020)
Tax Bill	$2,047 (2025)
Deeds & Mortgages	Nov 2006 Mortgage Nov 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`105-20-01-043.00`

Property Details

APN / Parcel Number

Primary APN	`105-20-01-043.00`
Alternative APN	`31240`

Interior

Stories	1 Story
Building Area	1,760 sqft Living Area

Exterior

Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Account Number	31240
Street Address	170 LAKEPOINT DR
City	GRAYSON
State	KY
Zip	41143-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 43-44 SECTION 1
Legal Subdivision	LANDSDOWNE ESTATES
Legal Block	1
Legal Lot Number	43-44
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2036
Census Tract	960602

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2006	Deed of Trust, Mortgage MORTGAGEIT INC
Nov 13, 2006	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEIT INC
Nov 23, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE BANK NA
Oct 7, 2020	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 3, 2014	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Nov 20, 2005	Deed, Transfer · Conventional Mortgage AMERICAS WHOLESALE LENDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Jul 3, 2014 · Amount on Record
Deed Document Number	2020464577
Deed Book / Page	440 / 179
Record Updated	Jun 8, 2026

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR104/189
Date	Nov 13, 2006
Book Page	OR104/189
Instrument	21322

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company
Address	NEW YORK, NY 10038

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR184/174
Date	Nov 13, 2006
Book Page	OR184/174
Instrument	021321

Lender

Name	MORTGAGEIT INC
Type	Mortgage Company
Address	MIDDLETON, WI 53562

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2036

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	HERITAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0OR160/846
Date	Nov 23, 2005
Book Page	OR160/846
Instrument	015981

Lender

Name	COUNTRYWIDE BANK NA
Address	ALEXANDRIA, VA 22314

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2020

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Oct 7, 2020
Property Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Document Number	0OR440/179
Book / Page	OR440 / 179
Instrument Date	Sep 22, 2020
Instrument	464577
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 WILDCAT DR, GRAYSON, KY 41143-9687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197

Mortgage

Document Number	0000464578
Date	Oct 7, 2020
Instrument	464578

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2014: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Jul 3, 2014
Property Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Document Number	0OR325/347
Book / Page	OR325 / 347
Instrument Date	Jun 25, 2014
Instrument	349497
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3815 S WEST TEMPLE, SOUTH SALT LAKE, UT 84115-4412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197

Mortgage

Document Number	0000349498
Date	Jul 3, 2014
Instrument	349498

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2044

November 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Nov 20, 2005
Property Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197
Document Number	0OR160/826
Book / Page	OR160 / 826
Instrument Date	Nov 4, 2005
Instrument	015979
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HERITAGE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	170 LAKEPOINT DR, GRAYSON, KY 41143-7197

Mortgage

Document Number	0OR160/830
Date	Nov 23, 2005
Book Page	OR160/830
Instrument	015980

Lender

Name	AMERICAS WHOLESALE LENDER
Type	Lending Institution
Address	DALLAS, TX 75266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,047.00 (-1.02%)	$240,000 (-)	$240,000 (-)
2023	$2,068.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 67% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Foothills Communications.

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