170 James Dr, Rockwell, NC 28138 Property Records

Rowan County property record for 170 James Dr, Rockwell, NC 28138

Property Summary

Property Type	Single Family Home
Details	built 1990
Lot Size	4.98 acres (216,929 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Feb 2026)
Tax Bill	$415 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`438A033`

Property Details

APN / Parcel Number

Primary APN	`438A033`
Alternative APN	`6345542`

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	216,929 sqft (4.98 acres)

Location & Zoning

Street Address	170 JAMES DR
City	ROCKWELL
State	NC
Zip	28138-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L10 4.98AC
Legal Subdivision	ROY CLINE ROAD ESTATES
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	4
Census Block	4039
Census Tract	51101

Owner

170 James Dr is owned and occupied by an individual who bought it in February 2026.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	170 JAMES DR, ROCKWELL, NC 28138-8929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 1, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage ROUGER POKOJSKI
Nov 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Prior Sale	Nov 14, 2017 · Amount on File
Deed Book / Page	1477 / 790
Prior Transfer Date	Jun 30, 2022
Prior Transfer Doc	0014050250
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 20, 2026
Property Address	170 JAMES DR, ROCKWELL, NC 28138-8929
Document Number	0014770790
Book / Page	1477 / 790
Instrument Date	Feb 19, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 WESTEN ACRES DR, KANNAPOLIS, NC 28081-7718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 JAMES DR, ROCKWELL, NC 28138-8929
Investor	Possibly a Property Investor

Mortgage

Document Number	0001477791
Date	Feb 20, 2026
Instrument	1477/791

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2051

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Jul 1, 2022
Property Address	170 JAMES DR, ROCKWELL, NC 28138-8929
Document Number	0014050250
Book / Page	1405 / 250
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	170 JAMES DR, ROCKWELL, NC 28138-8929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 JAMES DR, ROCKWELL, NC 28138-8929

Mortgage

Document Number	0001405251
Date	Jul 1, 2022
Instrument	1405/251

Lender

Name	ROUGER POKOJSKI
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	14 Months
Due	Sep 1, 2023

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 14, 2017
Property Address	170 JAMES DR, ROCKWELL, NC 28138-8929
Document Number	0012990835
Book / Page	001299 / 000835
Instrument Date	Nov 8, 2017
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$76.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	913 S FRANKLIN ST CHINA GROVE NC 280231909, CHINA GROVE, NC 28023-1909

Tax Assessment & Valuation

The 2026 property tax bill for 170 James Dr was $415.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$415.00	$62,000 (-) Land $62,000	$62,000 Land $62,000
2025	$415.00	$62,000 Land $62,000
2023	$415.00	$62,000 Land $62,000	$62,000 Land $62,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 170 James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 James Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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