170 Island Grove Dr, Freeport, FL 32439 Property Records

Walton County property record for 170 Island Grove Dr, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,162 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$457,500 (Apr 2022)
Tax Bill	$3,290 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-1S-19-23010-00D-0070`

Property Details

APN / Parcel Number

Primary APN	`29-1S-19-23010-00D-0070`
Alternative APN	`1062441`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,162 sqft Living Area
Gross Area	3,248 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Porch	Porch
Porch Area	698 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1062441
Street Address	170 ISLAND GROVE DR
City	FREEPORT
State	FL
Zip	32439-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK D CROSS CREEK SHORES S/D PB 7-37 OR 399-293 OR 2524-761 OR 2702-580 OR 2722-4844 OR 2732-1964 OR 2925-2256 OR
Legal Range	19W
Legal Township	01S
Legal Section	29
Legal Subdivision	BLK D CROSS CREEK SHORES S/D
Legal Block	D
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2090
Census Tract	950502

Owner

170 Island Grove Dr is owned and occupied by an individual who bought it in April 2022.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	170 ISLAND GROVE DR, FREEPORT, FL 32439-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 2, 2017	Warranty Deed, Transfer · Conventional with PMI FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Mar 2, 2017 · Amount on File
Deed Document Number	20220016402
Deed Book / Page	3246 / 4168
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 7, 2022
Property Address	170 ISLAND GROVE DR, FREEPORT, FL 32439-3701
Document Number	0032464168
Book / Page	3246 / 4168
Map Reference	MB 7 PG 37
Instrument Date	Apr 4, 2022
Instrument	20220016402
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 S DONELSON ST, PENSACOLA, FL 32502-5597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S PARKSIDE DR, BARDSTOWN, KY 40004-9449

Mortgage

Document Number	0032464170
Date	Apr 7, 2022
Instrument	3246/4170

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2017
Property Address	170 ISLAND GROVE DR, FREEPORT, FL 32439-3701
Document Number	0030343542
Book / Page	003034 / 003542
Instrument Date	Feb 28, 2017
Instrument	6482
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8891 TAM O SHANTER RD PENSACOLA FL 325145656, PENSACOLA, FL 32514-5656

Mortgage

Document Number	30343544
Date	Mar 2, 2017
Book Page	003034/003544
Instrument	6483

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$358,212 Land $55,800 Building $302,412	$358,212 Land $55,800 Building $302,412
2024	$3,290.00 (-5.24%)
2023	$3,472.00 (+38.77%)	$408,469 (+12.9%) Land $37,893 Building $370,576	$408,469 (+12.9%) Land $37,893 Building $370,576
2022	$2,502.00	$361,798 Land $42,061 Building $319,737	$361,798 Land $42,061 Building $319,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Island Grove Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Island Grove Dr is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Verizon, Wildstar Networks.

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