170 Huntington Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 170 Huntington Ct, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,411 sqft · built 1970
Lot Size	0.814 acres (35,458 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Jun 2015)
Tax Bill	$11,563 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-342-18`

Property Details

APN / Parcel Number

Primary APN	`041-342-18`
Alternative APN	`041-342-18-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,411 sqft Living Area
Gross Area	2,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	35,458 sqft (0.814 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Deck Area	628 sqft
Patio Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	170 HUNTINGTON CT
City	APTOS
State	CA
Zip	95003-4213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	122204

Owner

170 Huntington Ct is owned and occupied by two individuals who bought it in June 2015.

Source: Santa Cruz County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	170 HUNTINGTON CT, APTOS, CA 95003-4213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit US BANK
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
May 20, 2020	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Deed Document Number	201522106
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0000038592
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 17, 2026
Property Address	170 HUNTINGTON CT, APTOS, CA 95003-4213
Document Number	0000020833
Instrument Date	Aug 28, 2026
Instrument	202620833
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HUNTINGTON CT, APTOS, CA 95003-4213

Mortgage

Document Number	0000020833,
Date	Sep 17, 2026
Instrument	202620833

Lender

Name	US BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 HUNTINGTON CT, APTOS, CA 95003-4213
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HUNTINGTON CT, APTOS, CA 95003-4213

Mortgage

Document Number	0000030269
Date	Jun 1, 2021
Instrument	2021-0030269

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 HUNTINGTON CT, APTOS, CA 95003-4213
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HUNTINGTON CT, APTOS, CA 95003-4213

Mortgage

Document Number	0000017184
Date	Mar 25, 2021
Instrument	2021-0017184

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	8.62%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	170 HUNTINGTON CT, APTOS, CA 95003-4213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017355
Date	May 20, 2020
Instrument	2020-0017355

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 170 Huntington Ct was $11,563.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$999,099 (+2%) Land $692,627 Building $306,472
2025	$11,563.00	$979,509 Land $679,046 Building $300,463
2023	$10,559.00 (+1.82%)	$941,472 Land $652,677 Building $288,795	$1,066,590
2022	$10,370.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Huntington Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Huntington Ct is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Spectrum.

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