170 Hillcrest St, Cornelia, GA 30531 Property Records

Habersham County property record for 170 Hillcrest St, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 672 sqft · built 1987
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (May 2026)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089B069`

Property Details

APN / Parcel Number

Primary APN	`089B069`
Alternative APNs	`656742` `398390`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Heated Area
Gross Area	957 sqft
1st Floor Area	672 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	141 ft deep x 149 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	18 sqft
Deck Area	128 sqft
Canopy	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	398390
Street Address	170 HILLCREST ST
City	CORNELIA
State	GA
Zip	30531-3950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	10-172 HILLCREST LT-35 1347-174
Legal Subdivision	HILLCREST
Legal Lot Number	35
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3001
Census Tract	604

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 HILLCREST ST, CORNELIA, GA 30531-3950
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE LENDING
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Sep 18, 2023 · Amount on Record
Deed Book / Page	1433 / 682
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 14, 2026
Property Address	170 HILLCREST ST, CORNELIA, GA 30531-3950
Document Number	1433000682
Book / Page	1433 / 682
Instrument Date	May 5, 2026
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HILLCREST ST, CORNELIA, GA 30531-3950

Mortgage

Document Number	1433000685,
Date	May 14, 2026
Book Page	1433/685

Lender

Name	UNITED WHOLESALE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 18, 2023
Property Address	170 HILLCREST ST, CORNELIA, GA 30531-3950
Document Number	001347/174
Book / Page	1347 / 174
Instrument Date	Sep 13, 2023
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HILLCREST ST, CORNELIA, GA 30531-3950

Mortgage

Document Number	0000001347/0000000176
Date	Sep 18, 2023
Book Page	0000001347/0000000176

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00 (+2.63%)	$71,344 (+6.94%) Land $17,451 Building $53,893	$178,359 (+6.94%) Land $43,627 Building $134,732
2025	$2,245.00	$66,715 (+50.42%) Land $17,451 Building $49,264	$166,787 (+50.42%) Land $43,627 Building $123,160
2023	Homeowner's exemption Senior Citizen's exemption	$44,352 (+17.86%) Land $11,680 Building $32,672	$110,880 (+17.86%) Land $29,200 Building $81,680
2022	Homeowner's exemption Senior Citizen's exemption	$37,632 Land $9,636 Building $27,996	$94,080 Land $24,090 Building $69,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Point Broadband.

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