170 Harrison Ln, Winchester, VA 22602 Property Records

Frederick County property record for 170 Harrison Ln, Winchester, VA 22602

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,802 sqft · built 1976
Lot Size	20.7 acres (905,612 sqft)
Owner	Individual Name on File
Tax Bill	$1,965 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`634-5A`

Property Details

APN / Parcel Number

Primary APN	`634-5A`
Alternative APN	`8020156`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,802 sqft Living Area
Gross Area	4,994 sqft
1st Floor Area	813 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	905,612 sqft (20.7 acres)
Terrain	Rolling
Porch	Porch
Porch Area	909 sqft
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Well

Location & Zoning

Account Number	8020156
Street Address	170 HARRISON LN
City	WINCHESTER
State	VA
Zip	22602-4433
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	20.79 ACRES
Legal Subdivision	4
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2045
Census Tract	50900

Owner

170 Harrison Ln, a rural home, is owned and occupied by an individual who acquired it in May 2024.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	170 HARRISON LN, WINCHESTER, VA 22602-4433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Feb 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CLARKE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 10, 2024
Transfer Doc	0000004142
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Jul 29, 2026
Property Address	170 HARRISON LN, WINCHESTER, VA 22602-4433
Document Number	0000007801
Instrument Date	Jul 17, 2026
Instrument	20267801
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HARRISON LN, WINCHESTER, VA 22602-4433

Mortgage

Document Number	0000007801,
Date	Jul 29, 2026
Instrument	20267801

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Recording Date	Apr 8, 2026
Property Address	170 HARRISON LN, WINCHESTER, VA 22602-4433
Document Number	0000003349
Instrument Date	Mar 26, 2026
Instrument	20263349
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HARRISON LN, WINCHESTER, VA 22602-4433

Mortgage

Document Number	0000003349,
Date	Apr 8, 2026
Instrument	20263349

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	170 HARRISON LN, WINCHESTER, VA 22602-4433
Document Number	0000012521
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	OLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HARRISON LN WINCHESTER VA 226024433, WINCHESTER, VA 22602-4433

Mortgage

Document Number	0000012521
Date	Sep 15, 2020
Instrument	12521

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	170 HARRISON LN, WINCHESTER, VA 22602-4433
Document Number	0000001136
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HARRISON LN WINCHESTER VA 226024433, WINCHESTER, VA 22602-4433

Mortgage

Document Number	0000001136
Date	Feb 8, 2019
Instrument	1136

Lender

Name	BANK OF CLARKE CNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 7, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 170 Harrison Ln was $1,965, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,965.00 (+10.39%)	$370,800 Land $99,800 Building $271,000	$370,800 Land $99,800 Building $271,000
2025	$1,780.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 170 Harrison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 170 Harrison Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Xfinity.

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