170 Harbor Watch Dr, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 170 Harbor Watch Dr, Chesapeake, VA 23320

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,322 sqft · built 1990
Lot Size	0.087 acres (708 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jun 2020)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Mar 2021 Refinance Oct 2007 Second Mortgage + 1 more
APN	`0483002000540`

Property Details

APN / Parcel Number

Primary APN	`0483002000540`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
1st Floor Area	1,322 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	708 sqft (0.087 acres)
Deck Area	1,322 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	170 HARBOR WATCH DR
City	CHESAPEAKE
State	VA
Zip	23320-3974
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF1: MULT
Legal Description	UNIT 170 BLDG 11 HARBOR WATCH CONDO PH 5
Legal Subdivision	HARBOR WATCH AND BOAT SLIPS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1011
Census Tract	20907

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	170 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NP INC
Oct 15, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jun 1, 2020	Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Dec 29, 2004 · Amount on Record
Deed Document Number	202016953
Deed Book / Page	10157 / 1991
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	170 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3974
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10340/1616
Date	Mar 29, 2021
Book Page	10340/1616
Instrument	210014391

Lender

Name	NP INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	170 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3974
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007244/307
Date	Oct 15, 2007
Book Page	7244/307

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2027

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 1, 2020
Property Address	170 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3974
Document Number	10157/1991
Book / Page	10157 / 1991
Instrument Date	May 28, 2020
Instrument	200016953
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	JAMESTOWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 HARBOR WATCH DR, CHESAPEAKE, VA 23320-3974

Mortgage

Document Number	200016954
Date	Jun 1, 2020
Instrument	200016954

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,100 (+2.97%) Land $90,000 Building $173,100	$263,100 (+2.97%) Land $90,000 Building $173,100
2025	$2,581.00 (+46.9%)	$255,500 (+2.49%) Land $85,000 Building $170,500	$255,500 (+2.49%) Land $85,000 Building $170,500
2023		$249,300 (+17.76%) Land $85,000 Building $164,300	$249,300 (+17.76%) Land $85,000 Building $164,300
2022		$211,700 Land $65,000 Building $146,700	$211,700 Land $65,000 Building $146,700
2019	$1,757.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 113 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	333 units insured incl. 220 condo units
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

170 Harbor Watch Dr, Chesapeake, VA 23320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Harbor Watch Dr

Nearby Streets

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