170 Franklin St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 170 Franklin St, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 914 sqft · built 1953
Lot Size	0.355 acres (15,468 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Mar 2006)
Tax Bill	$8,502 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`210000000001E`

Property Details

APN / Parcel Number

Primary APN	`210000000001E`
Alternative APNs	`READ M:051.0-0000-0078.0` `M:051.0=0000=0078.0` `2100000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	914 sqft Living Area
Gross Area	3,385 sqft
Basement Area	914 sqft
Unfinished Basement	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,468 sqft (0.355 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	210000000001E
Street Address	170 FRANKLIN ST
City	READING
State	MA
Zip	01867-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 FRANKLIN ST, READING, MA 01867-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Line of Credit
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2006 · Amount on Record
Deed Sale	Mar 30, 2006 · Amount on Record
Prior Sale	May 11, 2005
Deed Document Number	200655609
Deed Book / Page	47194 / 436
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Recording Date	Jun 23, 2026
Property Address	170 FRANKLIN ST, READING, MA 01867-1027
Document Number	0000075493
Book / Page	85775 / 53
Instrument Date	Jun 12, 2026
Instrument	202675493
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 FRANKLIN ST, READING, MA 01867-1027

Mortgage

Document Number	0000075493,
Date	Jun 23, 2026
Book Page	85775/53
Instrument	202675493

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	170 FRANKLIN ST, READING, MA 01867-1027
Document Number	69183-166
Book / Page	069183 / 000166
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69183-166
Date	Apr 25, 2017
Book Page	069183/000166
Instrument	59599

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,502.00 (+3.53%)	$775,700 (+7.59%) Land $510,900 Building $264,800	$752,801 (+6.59%)
2025	$8,212.00 (+0.21%)	$721,000 (+3.12%) Land $474,900 Building $246,100	$706,230 (-7.21%)
2024	$8,195.00 (+6.89%)	$699,200 (+14.81%) Land $460,500 Building $238,700	$761,140
2023	$7,667.00	$609,000 Land $401,100 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures