San Bernardino County property record for 170 Elgin Rd, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,668 sqft · built 1980 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,400,000 (Sep 2019) |
| Tax Bill | $17,512 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0307-025-06-0000 |
| Primary APN | 0307-025-06-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,668 sqft Living Area |
| Gross Area | 5,244 sqft |
| 1st Floor Area | 3,252 sqft |
| 2nd Floor Area | 1,416 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,375 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 1,280 sqft |
| Patio Area | 1,280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 170 ELGIN RD |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT NO 2641 GILNER POINT SUB LOT 5 BLK E EX BEG AT SE COR SD LOT TH S 70 DEG 25 MIN W 15 FT ALG SLY LI SD LOT TH NLY TO NE COR SD LOT TH S 7 DEG 16 MIN E 130.90 FT ALG ELY LI SD LOT TO POB AND THAT PTN ROAD VAC LYING SLY AND ADJACENT THERETO |
| Legal Subdivision | GILNER POINT |
| Legal Tract | 2641 |
| Legal Block | E |
| Legal Lot Number | 5 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11206 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5642 LADYBIRD LN, LA JOLLA, CA 92037-7722 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Sep 27, 2019 | Grant Deed, Transfer · ARM STIFEL BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Dec 18, 2015 · Amount on Record |
| Deed Document Number | 2019349050 |
| Prior Transfer Date | Nov 23, 1993 |
| Prior Transfer Doc | 0000535842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 170 ELGIN RD, BIG BEAR LAKE, CA 92315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000497578 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021-0497578 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 27, 2019 |
| Property Address | 170 ELGIN RD, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000349050 |
| Map Reference | MB 37 PG 74&75 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 2019-0349050 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5642 LADYBIRD LN, LA JOLLA, CA 92037-7722 |
| Document Number | 0000349051 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-0349051 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,561,728 (+2%) Land $780,864 Building $780,864 | |
| 2025 | $17,512.00 (+5.19%) | $1,531,106 (+4.04%) Land $765,553 Building $765,553 |
| 2023 | $16,648.00 (+2.71%) | $1,471,650 Land $735,825 Building $735,825 |
| 2022 | $16,208.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1982–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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